Best Canadian Credit Cards With No Foreign Transaction Fee
Most Canadian cards add 2.5% to every foreign purchase. These no-FX cards from Scotiabank, Wealthsimple, Rogers and Home Trust do not, and some earn well at home too.
Travel Rewards guides
A travel rewards credit card earns points or miles you can redeem for flights, hotels and other travel, and it is for you if you travel at least a few times a year and will use the rewards and perks. Some cards earn a bank's own flexible points that transfer to several airline and hotel programs; others are simpler cards whose points pay for travel purchases at a fixed value.
When comparing travel cards, weigh the annual fee against the value you expect to get, work out how much a point is worth for the redemptions you would actually make, and check whether the card charges foreign transaction fees. Also look at travel benefits such as trip delay coverage, rental car insurance and airport lounge access, and be honest about whether you would use them.
Start with the practical guide to travel rewards cards, or read the best travel credit cards in Canada if you live there. Foreign transaction fees explained shows what spending abroad costs. For a mid-tier example, see the Chase Sapphire Preferred.
Best Credit Cards for Canadians Who Spend in the US
Cross-border shoppers and snowbirds have four ways to cut US spending costs: no-FX cards, a card paying 3% on USD, US dollar cards and US-issued cards. Here is how they compare.
Best Travel Credit Cards in the US: From $0 to $795 a Year
US travel credit cards compared: $95 transfer-partner cards, premium cards with lounges and a no-fee option, plus the 2025-26 changes to Chase and Capital One cards.
Best Travel Credit Cards in Canada: Aeroplan vs Avion vs Scene+ vs Membership Rewards
The four Canadian points ecosystems compared — which earns most, what a point is worth, and which card suits Air Canada flyers, flexible travellers and no-FX-fee spenders.
Best UK Credit Cards for Use Abroad: No Foreign Fees, Cash Withdrawals and Exchange Rates
Which UK cards charge nothing abroad, how much the typical 2.99% fee really costs, and the rules for cash withdrawals and dynamic currency conversion.
Foreign Transaction Fees Explained: What They Cost, Which Cards Waive Them, and How to Avoid Them in Four Countries
How foreign transaction fees work in the US, Canada, the UK and Australia, what a typical trip actually costs, the cards in each market that charge nothing, and the dynamic currency conversion trap.
Best Travel Rewards Credit Cards: A Practical Guide
Points value, not point counts