Credit Card Convenience Checks: What They Are and the Costs
Convenience checks let you write a check against your credit card line, but they are often charged as cash advances. Here is how they work and what to check.
Balance Transfer guides
A balance transfer credit card lets you move debt from another credit card onto it, usually at a low or 0% intro rate for a set period, and it is for you if you are paying interest on existing card debt and have a plan to pay it down. The interest you save can go toward the balance instead.
Most balance transfers come with a transfer fee, charged as a percentage of the amount you move, so compare that fee along with the length of the intro period and the regular APR that applies once it ends. Check how long you have after opening the account to complete the transfer at the intro rate, and note that issuers generally do not let you transfer a balance between two of their own cards. Divide the balance by the number of intro months to see the monthly payment needed to clear it in time.
Read the best balance transfer credit cards to see what to look for, and how to do a balance transfer step by step for the process. The Wells Fargo Reflect is one no-annual-fee example in the US.
Best 0% Balance Transfer Credit Cards UK: How to Choose and Use One
The UK 0% balance transfer deals available in September 2026, how to choose between a long deal and a low fee, and the rules that can cost you the 0% rate.
Balance Transfer Credit Cards in Australia: 0% Offers and Fees
How Australian 0% balance transfers work, the NAB, ANZ, Westpac and Bankwest offers in September 2026, what the 3% fee and revert rate cost, and a plan to clear the debt in time.
How to Do a Balance Transfer Step by Step, Plus Cards to Consider
A step-by-step guide to moving a US credit card balance to a 0% intro APR card, with current card terms, the fee math, deadlines and what happens if you pay late.