Business Cards guides

A business credit card is issued for business spending, and it is for you if you own a company, freelance or run a side business and want to keep business costs separate from personal ones. You can often qualify as a sole proprietor, although the issuer will still check your personal credit and you are usually personally responsible for the balance.

Compare rewards in the categories your business actually spends on, such as office supplies, advertising, shipping or travel, and check the annual fee, the cost of employee cards, and whether rewards are capped. In the US, many consumer protections of the CARD Act apply to personal cards but not to most business cards, so read the terms on rate changes and payment rules before you apply.

Read the best business credit cards for small owners and freelancers. For examples at different price points, compare the no-annual-fee Chase Ink Business Unlimited with the American Express Business Gold Card, or browse all US credit cards.