Credit Card Travel Insurance in Canada: Coverage, Age and Day Limits
Canadian cards cover 10 to 25 days of emergency medical care under 65 but only 3 or 4 days at 65 or older. Compare published limits for seven cards and learn how to claim.
Travel Rewards guides
A travel rewards credit card earns points or miles you can redeem for flights, hotels and other travel, and it is for you if you travel at least a few times a year and will use the rewards and perks. Some cards earn a bank's own flexible points that transfer to several airline and hotel programs; others are simpler cards whose points pay for travel purchases at a fixed value.
When comparing travel cards, weigh the annual fee against the value you expect to get, work out how much a point is worth for the redemptions you would actually make, and check whether the card charges foreign transaction fees. Also look at travel benefits such as trip delay coverage, rental car insurance and airport lounge access, and be honest about whether you would use them.
Start with the practical guide to travel rewards cards, or read the best travel credit cards in Canada if you live there. Foreign transaction fees explained shows what spending abroad costs. For a mid-tier example, see the Chase Sapphire Preferred.
Credit Card Rental Car Insurance in Canada: Limits and Exclusions
Most Canadian travel and premium cards cover rental car damage and theft if you decline the counter waiver. Here are the 48-day and $65,000 or $85,000 MSRP limits and the exclusions.
Best Canadian Credit Cards With No Foreign Transaction Fee
Most Canadian cards add 2.5% to every foreign purchase. These no-FX cards from Scotiabank, Wealthsimple, Rogers and Home Trust do not, and some earn well at home too.
Best Credit Cards for Canadians Who Spend in the US
Cross-border shoppers and snowbirds have four ways to cut US spending costs: no-FX cards, a card paying 3% on USD, US dollar cards and US-issued cards. Here is how they compare.
Best Travel Credit Cards in the US: From $0 to $795 a Year
US travel credit cards compared: $95 transfer-partner cards, premium cards with lounges and a no-fee option, plus the 2025-26 changes to Chase and Capital One cards.
Best Travel Credit Cards in Canada: Aeroplan vs Avion vs Scene+
Choose a Canadian travel card by its rewards program first: Aeroplan, Membership Rewards, Avion, Scene+ or Aventura, then check foreign fees and insurance.
Best UK Credit Cards for Use Abroad: No Foreign Fees Compared
Which UK credit cards charge nothing on foreign spending, what the usual 2.75% to 2.99% fee costs on a holiday, and the rules for cash machines and paying in pounds abroad.
Foreign Transaction Fees Explained: Costs and How to Avoid Them
How foreign transaction fees work, what they add to a trip or an overseas online order, which US cards waive them, and how to avoid currency conversion and ATM costs.