National bank · Canada

Tangerine credit cards

Scotiabank-owned digital bank whose no-fee cards let you pick 2% cash-back categories.

TypeNational bank
CountryCanada
Cards we review2

Notable Tangerine cards

  • Tangerine Money-Back Credit Card
  • Tangerine World Mastercard
  • Tangerine Rewards World Elite Mastercard

Tangerine cards compared

CardAnnual feeRewardsIntro APRForeign feeCredit neededRating
Tangerine Money-Back Credit CardNo-fee cashback users who want to pick their own categories
None 2% in chosen categories, 0.5% on everything else Not applicable 2.5% on foreign currency p… Good credit 4.3
Tangerine Rewards World Elite MastercardTangerine clients who want Scene+ points and a few lounge visits
C$120/yr 1.5 Scene+ points per $1 in 3 categories you choose from 13; 1 point p… None See issuer $80,000 personal or $150,000 h…

Approval rules and tips

Money-Back Credit Card: $12,000 minimum income. World Mastercard: $50,000 personal or $80,000 household income, or $250,000 in Tangerine savings or investments. Rewards World Elite Mastercard: $80,000 personal or $150,000 household income, or $400,000 in assets. Both Money-Back cards charge a 2.5% foreign transaction fee.

Got a new Tangerine card?Activation guideOnline, app and phone steps.
How to activate

Tangerine FAQs

What credit cards does Tangerine offer?

Tangerine's notable cards include Tangerine Money-Back Credit Card, Tangerine World Mastercard, Tangerine Rewards World Elite Mastercard. See the cards we review below for fees, rewards and APRs.

Does Tangerine have special approval rules?

Money-Back Credit Card: $12,000 minimum income. World Mastercard: $50,000 personal or $80,000 household income, or $250,000 in Tangerine savings or investments. Rewards World Elite Mastercard: $80,000 personal or $150,000 household income, or $400,000 in assets. Both Money-Back cards charge a 2.5% foreign transaction fee.

How do I apply for a Tangerine credit card?

Apply on www.tangerine.ca. Check any pre-qualification tool first — it uses a soft inquiry that does not affect your credit score.

How do I activate a new Tangerine card?

See our step-by-step guide to activating a Tangerine credit card — online, in the app or by phone.

Official Tangerine site