National bank · Canada

Royal Bank of Canada (RBC) credit cards

Canada's largest bank. Known for Avion points and the WestJet co-brand cards, which were refreshed in Nov 2025.

TypeNational bank
CountryCanada
Cards we review2

Notable Royal Bank of Canada (RBC) cards

  • RBC Avion Visa Infinite
  • RBC Avion Visa Infinite Privilege
  • WestJet RBC World Elite Mastercard
  • RBC ION+ Visa
  • RBC Cash Back Mastercard

Royal Bank of Canada (RBC) cards compared

CardAnnual feeRewardsIntro APRForeign feeCredit neededRating
RBC Avion Visa Infinite CardFlexible travellers who want any-airline, blackout-free flights
C$120/yr 1.25 points per CAD1 on travel, 1 point elsewhere Not applicable 2.5% on foreign currency p… Good to excellent credit 4.3
WestJet RBC World Elite MastercardWestJet flyers based in Western Canada
C$139/yr 2 WestJet points/$ on WestJet flights and vacations, Sunwing, grocerie… None See issuer See issuer

Approval rules and tips

Royal Bank of Canada (RBC) does not publish a formal limit on how often you can apply. Approval is based on your credit score, income, existing debt and recent applications — check any pre-qualification tool first, because it uses a soft inquiry.

Got a new Royal Bank of Canada (RBC) card?Activation guideOnline, app and phone steps.
How to activate

Royal Bank of Canada (RBC) FAQs

What credit cards does Royal Bank of Canada (RBC) offer?

Royal Bank of Canada (RBC)'s notable cards include RBC Avion Visa Infinite, RBC Avion Visa Infinite Privilege, WestJet RBC World Elite Mastercard, RBC ION+ Visa, RBC Cash Back Mastercard. See the cards we review below for fees, rewards and APRs.

Does Royal Bank of Canada (RBC) have special approval rules?

Royal Bank of Canada (RBC) does not publish a formal application-frequency rule. Approval depends on your credit score, income, existing debt and recent applications.

How do I apply for a Royal Bank of Canada (RBC) credit card?

Apply on www.rbcroyalbank.com. Check any pre-qualification tool first — it uses a soft inquiry that does not affect your credit score.

How do I activate a new Royal Bank of Canada (RBC) card?

See our step-by-step guide to activating a RBC credit card — online, in the app or by phone.

Official Royal Bank of Canada (RBC) site