Royal Bank of CanadaRBC Avion Visa Infinite

4271 2924 5869 4199

VALID THRU 03/29SAM RIVERA

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Travel Rewards · Canada

RBC Avion Visa Infinite Card

4.3 / 5 editorial rating

Best for: Flexible travellers who want any-airline, blackout-free flights

Reviewed by the CreditCardCompare editorial team · Fees and rates checked September 2026 — confirm on the issuer's site before you apply

Annual feeC$120/yr

IssuerRoyal Bank of Canada

NetworkVisa

Purchase APR20.99% on purchases, 22.99%…

Foreign transaction fee2.5% on foreign currency pur…

Credit neededGood to excellent credit

Pros

Points redeem with a lot of flexibility
Flight bookings come with no blackout dates
Comes with a strong travel insurance package

Cons

Carries an annual fee
Charges 2.5% on foreign currency purchases
Approval depends on meeting an income threshold

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Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.

Our take on the RBC Avion Visa Infinite Card

The RBC Avion Visa Infinite is the best choice for a traveller who wants the freedom to book any airline with points and values flexibility over earn rate, because Avion points can be used on any flight with no blackout dates. As of September 2026 the card earns 1.25 points per dollar on travel and 1 point per dollar on everything else, and the points don't expire.

The everyday earn rate is the weak point. At RBC's stated value of 100 points for $1 on non-flight redemptions, 1 point per dollar is a 1% return, which a no-fee card can match. The card earns its keep through the welcome offer RBC is advertising, up to 70,000 points for applications by November 25, 2026, and through flight redemptions where points can stretch further than 1 cent each.

For ongoing value, the $120 fee needs either those better flight redemptions or regular use of the travel insurance package to justify it. Someone who rarely flies should treat this as a first-year card and reassess at renewal, when the anniversary portion of the welcome offer has been paid.

Good fit if

You want to redeem points on any airline rather than one loyalty program
You can meet the $5,000 spend in six months needed for the full welcome offer
You travel often enough to use the included travel insurance

Skip it if

You want strong everyday earning, since non-travel spending earns 1 point per dollar
You'd rather have cash back you can use without planning redemptions

Worked example

Assume $300 a month on travel purchases and $1,700 a month on everything else. Travel is $3,600 a year at 1.25 points, or 4,500 points; other spending is $20,400 at 1 point, or 20,400 points. That is 24,900 Avion points. At RBC's rate of 100 points to $1 for non-flight redemptions, which we use as the conservative value, that is $249, or $129 after the $120 fee. Flight redemptions may return more, but we don't count on it.

How it stacks up

The CIBC Aventura Visa Infinite takes a similar any-airline approach for $139 but earns 1.5 points on gas, EV charging, groceries and drugstores and 2 points on travel booked through CIBC, so it out-earns Avion on everyday spending. Travellers who spend in other currencies should weigh the Scotiabank Passport Visa Infinite+, which charges no foreign transaction fee. All three are Visa Infinite cards aimed at similar income levels.

The draw here is points you can book on any airline with no blackout dates, which beats co-branded Qantas or Aeroplan cards when award seats are scarce. Earn is modest though: 1.25 points per dollar on travel and 1 elsewhere, so on CAD 30,000 of mixed spend you're looking at roughly 32,000 points a year before the welcome bonus. If you only fly one airline, a dedicated co-brand card usually stretches points further; check RBC's site for the current bonus and the CAD 120 fee.