TD Aeroplan Visa Infinite Card
Best for: Air Canada flyers who'll redeem Aeroplan and use travel perks
👍 Pros
- High Aeroplan earn rate across everyday categories
- The free first checked bag is worth real money to flyers
- Thorough travel insurance bundle
👎 Cons
- A yearly fee applies
- 2.5% fee on foreign transactions
- A minimum income is needed to qualify
The TD Aeroplan Visa Infinite is a top pick for Canadians flying Air Canada, earning Aeroplan points with bonus rates on travel, groceries and gas plus airport benefits. The roughly CAD 139 fee (as of 2026) is justified if you redeem Aeroplan for flights and use perks like the first-checked-bag waiver, which alone can save a couple a fair bit per trip. If you rarely fly Air Canada, a no-fee cash-back Visa returns more usable value. The Visa Infinite tier also carries an income eligibility requirement. Confirm the fee, earn rates and qualifying rules on td.com.
TD Aeroplan Visa Infinite Card at a glance
| Issuer | TD Canada Trust |
| Card network | Visa |
| Annual fee | $139 CAD |
| Rewards rate | 1.5x points on grocery, gas and Air Canada purchases |
| Welcome bonus | Large Aeroplan points bonus after qualifying spend |
| Intro APR | Not applicable |
| Regular APR | 20.99% on purchases, 22.99% on cash advances |
| Foreign transaction fee | 2.5% on foreign currency purchases |
| Credit needed | Good to excellent credit |
| Airport lounge access | No |
| Best for | Air Canada flyers who'll redeem Aeroplan and use travel perks |
Rewards & perks
- 1.5x Aeroplan points on groceries, gas and Air Canada purchases
- First checked bag free on Air Canada flights
- Rebate on the NEXUS application fee
- Full travel insurance cover
Pros
- High Aeroplan earn rate across everyday categories
- The free first checked bag is worth real money to flyers
- Thorough travel insurance bundle
Cons
- A yearly fee applies
- 2.5% fee on foreign transactions
- A minimum income is needed to qualify
Who should apply
- Canadian resident at your province's age of majority
- Minimum personal income of CAD 60,000 or household CAD 100,000
- Good to excellent credit history
- A valid Aeroplan membership, which is free to join
Before you apply: card terms change often. Confirm the current annual fee, APR, welcome offer and rewards on the official TD Canada Trust site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Reviews
No reviews yet — share your experience below.
Write a review
Reviews appear after moderation.
Comments & Questions (0)
No comments yet — be the first to ask. Comments appear after review.
Leave a comment
Your comment appears after our team approves it. Or sign in to post faster.