Travel Rewards

TD Aeroplan Visa Infinite Card

★★★★★4.5 · 0 reviews

Best for: Air Canada flyers who'll redeem Aeroplan and use travel perks

$139 CAD

👍 Pros

  • High Aeroplan earn rate across everyday categories
  • The free first checked bag is worth real money to flyers
  • Thorough travel insurance bundle

👎 Cons

  • A yearly fee applies
  • 2.5% fee on foreign transactions
  • A minimum income is needed to qualify

The TD Aeroplan Visa Infinite is a top pick for Canadians flying Air Canada, earning Aeroplan points with bonus rates on travel, groceries and gas plus airport benefits. The roughly CAD 139 fee (as of 2026) is justified if you redeem Aeroplan for flights and use perks like the first-checked-bag waiver, which alone can save a couple a fair bit per trip. If you rarely fly Air Canada, a no-fee cash-back Visa returns more usable value. The Visa Infinite tier also carries an income eligibility requirement. Confirm the fee, earn rates and qualifying rules on td.com.

TD Aeroplan Visa Infinite Card at a glance

IssuerTD Canada Trust
Card networkVisa
Annual fee$139 CAD
Rewards rate1.5x points on grocery, gas and Air Canada purchases
Welcome bonusLarge Aeroplan points bonus after qualifying spend
Intro APRNot applicable
Regular APR20.99% on purchases, 22.99% on cash advances
Foreign transaction fee2.5% on foreign currency purchases
Credit neededGood to excellent credit
Airport lounge accessNo
Best forAir Canada flyers who'll redeem Aeroplan and use travel perks

Rewards & perks

  • 1.5x Aeroplan points on groceries, gas and Air Canada purchases
  • First checked bag free on Air Canada flights
  • Rebate on the NEXUS application fee
  • Full travel insurance cover

Pros

  • High Aeroplan earn rate across everyday categories
  • The free first checked bag is worth real money to flyers
  • Thorough travel insurance bundle

Cons

  • A yearly fee applies
  • 2.5% fee on foreign transactions
  • A minimum income is needed to qualify

Who should apply

  • Canadian resident at your province's age of majority
  • Minimum personal income of CAD 60,000 or household CAD 100,000
  • Good to excellent credit history
  • A valid Aeroplan membership, which is free to join

Before you apply: card terms change often. Confirm the current annual fee, APR, welcome offer and rewards on the official TD Canada Trust site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.

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