ScotiabankPassport Visa Infinite +

4585 9171 7453 8509

VALID THRU 04/30AVERY PATEL

a man sitting in an airport waiting for his luggage — Photo: Manki Kim / Unsplash

Travel Rewards · Canada

Scotiabank Passport Visa Infinite + Card

Best for: Canadians who travel abroad frequently

Reviewed by the CreditCardCompare editorial team · Fees and rates checked September 2026 — confirm on the issuer's site before you apply

Annual feeC$150/yr

IssuerScotiabank

NetworkVisa

Purchase APRSee issuer

Foreign transaction feeNone

Credit neededSee issuer

Pros

No FX fee
Free global data for travelers

Cons

Welcome offer reduced in Aug 2026
Scene+ redemption values vary

Check current offer on issuer site Compare Canada cards

Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.

Our take on the Scotiabank Passport Visa Infinite + Card

The Scotiabank Passport Visa Infinite+ is the best choice for a Canadian who travels abroad several times a year and wants a Visa with no foreign transaction fee, because it removes the 2.5% conversion markup most Canadian cards charge and adds six airport lounge visits a year through the Visa Airport Companion Program. As of September 2026 it earns 3 Scene+ points per dollar at Sobeys, Safeway, IGA and other stores in that group, 2 points on dining, other groceries, entertainment and transit, and 1 point elsewhere.

The fee is $150. At a conservative 1 cent per point the everyday earning is ordinary, so most of the value has to come from the no-FX feature and the lounge visits. The foreign fee saving is easy to measure: $6,000 in foreign currency purchases a year avoids $150 in markup at 2.5%, matching the fee on its own.

Our main caution is eligibility. Scotiabank's income thresholds for this card are well above those for its Gold Amex, starting at $60,000 personal or $100,000 household. The first supplementary card is free, which suits couples who travel together.

Good fit if

You spend $6,000 or more a year in foreign currencies, online or on trips
You pass through airports with Visa Airport Companion lounges a few times a year
You want a travelling partner on a free supplementary card

Skip it if

You rarely spend outside Canadian dollars
You want the highest grocery and dining earn rates, which the Scotiabank Gold Amex beats

Worked example

Assume $400 a month at Sobeys, $300 on dining and entertainment, $100 on transit and $900 on everything else, with $5,000 of that yearly spending in foreign currencies. Sobeys earns 14,400 points at 3x; dining, entertainment and transit earn 9,600 at 2x; other spending earns 10,800. That is 34,800 Scene+ points, worth $348 at a conservative 1 cent each. Add $125 in avoided 2.5% foreign fees, and the card returns $473 against its $150 fee.

How it stacks up

The Scotiabank Gold American Express also has no foreign transaction fee, costs $30 less and earns more on groceries and dining, but as an Amex it is accepted at fewer merchants. The Wealthsimple Visa Infinite+ Card is another Visa with no foreign transaction fee, paying a flat 2% cash back for a $240 fee. Choose the Passport if Visa acceptance and airport lounge visits matter more to you than earn rates.

This card was recently refreshed (April 25, 2026). On April 25, 2026 the Passport Visa Infinite was renamed Visa Infinite + and gained a free 10 GB GigSky data plan. The upgrade was automatic for existing holders.