Scotiabank credit cards
Scene+ points and no-FX-fee travel cards. First Canadian bank to issue Visa Infinite+ cards (April 2026).
Notable Scotiabank cards
- Scotiabank Passport Visa Infinite +
- Scotia Momentum Visa Infinite +
- Scotiabank Gold American Express
- Scotiabank Platinum American Express
- Scotiabank Scene+ Visa
Scotiabank cards compared
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
Scotiabank Gold American Express CardDiners and grocery shoppers who also spend abroad |
C$120/yr | 6x at Sobeys-family grocery stores; 5x on other groceries, dining and… | Not applicable | 0% on foreign currency pur… | Good to excellent credit | |
ScotiabankPassport Visa Infinite + 4585 9171 7453 8509 VALID THRU 04/30AVERY PATEL Scotiabank Passport Visa Infinite + CardCanadians who travel abroad frequently |
C$150/yr | Scene+ points (see issuer for category rates) | None | None | See issuer | — |
ScotiabankScotia Momentum Visa Infini… 4651 4643 3223 0538 VALID THRU 03/30RILEY CHEN Scotia Momentum Visa Infinite + CardFamilies with high grocery and bill spending |
C$120/yr | 4% groceries and recurring bills; 2% gas and transit; 1% other | None | See issuer | See issuer | — |
Approval rules and tips
Scotiabank does not publish a formal limit on how often you can apply. Approval is based on your credit score, income, existing debt and recent applications — check any pre-qualification tool first, because it uses a soft inquiry.
Scotiabank FAQs
What credit cards does Scotiabank offer?
Scotiabank's notable cards include Scotiabank Passport Visa Infinite +, Scotia Momentum Visa Infinite +, Scotiabank Gold American Express, Scotiabank Platinum American Express, Scotiabank Scene+ Visa. See the cards we review below for fees, rewards and APRs.
Does Scotiabank have special approval rules?
Scotiabank does not publish a formal application-frequency rule. Approval depends on your credit score, income, existing debt and recent applications.
How do I apply for a Scotiabank credit card?
Apply on www.scotiabank.com. Check any pre-qualification tool first — it uses a soft inquiry that does not affect your credit score.