AIBStudent Visa
4974 1053 0843 5037
VALID THRU 08/28CASEY BROOKS
Student Cards · Ireland
AIB Student Visa Card
4.0 / 5 editorial rating
Best for: full-time students who already bank with AIB and want a first credit card
Annual feeNo annual fee
IssuerAIB
NetworkVisa
Purchase APR14.85% variable purchase rat…
Foreign transaction fee1.75% on non-euro transactio…
Credit neededAged 18 or over; full-time t…
Pros
- Low intro rate for the first year
- No annual bank fee
- Designed for students without a salary
Cons
- Requires an AIB Student Plus account with 3 months of history
- 20.5% APR after the intro period
- FX fee of up to 2.75%
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
The AIB Student Visa Card gives full-time third-level students a 3.83% rate on purchases for the first 12 months, with no salary requirement. You must already hold an AIB Student Plus account.
AIB Student Visa Card at a glance
| Issuer | AIB |
| Card network | Visa |
| Annual fee | None |
| Rewards rate | None |
| Welcome bonus | See issuer for the current offer |
| Intro APR | 3.83% variable on purchases for the first 12 months |
| Regular APR | 14.85% variable purchase rate; 20.5% APR representative (variable) |
| Foreign transaction fee | 1.75% on non-euro transactions in Europe; 2.75% in the rest of the world (AIB Visa) |
| Credit needed | Aged 18 or over; full-time third-level student; AIB Student Plus account with at least 3 months of history |
| Best for | Full-time students who already bank with AIB and want a first credit card |
Key features
- 3.83% intro rate on purchases for 12 months
- No salary requirement; limit set by AIB assessment
- Up to 56 days interest-free on purchases
- Apple Pay and Google Pay
- No annual bank fee; €30 government stamp duty applies
Pros
- Low intro rate for the first year
- No annual bank fee
- Designed for students without a salary
Cons
- Requires an AIB Student Plus account with 3 months of history
- 20.5% APR after the intro period
- FX fee of up to 2.75%
Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
How it compares with similar Ireland cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
AIBStudent Visa 4974 1053 0843 5037 VALID THRU 08/28CASEY BROOKS AIB Student Visa CardFull-time students who already bank with AIB and want a first credit card |
None | None | 3.83% variable on purchases for the first 12 months | 1.75% on non-euro transact… | Aged 18 or over; full-time thi… | |
AIBClick Visa 4620 1900 4635 8053 VALID THRU 07/30SAM RIVERA AIB Click Visa CardKeeping interest low if you sometimes carry a balance |
None | None | None | 1.75% on non-euro transact… | Aged 18 or over; minimum quali… | |
AIB Platinum Visa CardHigher earners who want cash back and a low intro rate with no annual bank fee |
None | 0.5% back on annual spending between €5,000 and €50,000 (maximum €225… | 3.83% variable on purchases and balance transfers for the fi… | 1.75% on non-euro transact… | Aged 18 or over; minimum quali… | |
Avant Money (Bankinter S.A.)Avant Money Everyday+ 5300 6092 7815 0304 VALID THRU 01/30JORDAN TAYLOR Avant Money Everyday+ Credit CardHouseholds with a big weekly shop who clear the balance every month |
None | 5% cash back on groceries at eligible retailers for the first 12 month… | 0% on balance transfers for 6 months | 2.65% on non-euro transact… | Aged 18 or over; resident of t… |
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