ANZ Frequent Flyer Black Credit Card
Best for: High spenders who want uncapped-feeling Qantas Points earn on a Visa
Pros
- Highest points cap among mainstream Australian Qantas cards
- Visa acceptance everywhere
- Regular large welcome-bonus promotions
Cons
- A$425 annual fee with no standing first-year discount
- Minimum income requirement
- 3% foreign transaction fee
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
ANZ's Frequent Flyer Black is the big-bank Qantas card with the highest earn threshold: 1 Qantas Point per $1 on the first $7,500 each statement period, then 0.5 per $1 — far above the caps on cheaper cards. Add two Qantas Club invitations, complimentary insurances and a generous welcome bonus, and it is the card to compare against Qantas Premier Platinum if you spend more than $5,000 a month.
ANZ Frequent Flyer Black Credit Card at a glance
| Issuer | ANZ |
| Card network | Visa |
| Annual fee | A$425 |
| Rewards rate | 1 Qantas Point per A$1 up to A$7,500 per statement period, then 0.5 per A$1 |
| Welcome bonus | Large bonus Qantas Points after minimum spend (varies by offer) |
| Intro APR | None on purchases |
| Purchase rate | 20.99% p.a. (variable) |
| Foreign transaction fee | 3% |
| Credit needed | Good to excellent (minimum income A$75,000) |
| Airport lounge access | 2 Qantas Club lounge invitations a year |
| Best for | High spenders who want a high Qantas Points cap on a Visa |
Rewards & perks
- High monthly points threshold suits big spenders
- Complimentary international travel insurance and purchase cover
- Two Qantas Club lounge invitations annually
Pros
- Highest points cap among mainstream Australian Qantas cards
- Visa acceptance everywhere
- Regular large welcome-bonus promotions
Cons
- A$425 annual fee with no standing first-year discount
- Minimum income requirement
- 3% foreign transaction fee
Who should apply
- Australian residents with a strong credit history and A$75,000+ income
- Households putting A$5,000+ a month on a card
- Qantas Frequent Flyer members
Before you apply: card terms change often. Confirm the current annual fee, interest rate, welcome offer and rewards on the official ANZ site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
How it compares with similar Australia cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
ANZ Frequent Flyer Black Credit CardHigh spenders who want a high Qantas Points cap on a Visa |
A$425/yr | 1 Qantas Point per A$1 up to A$7,500 per statement period, then 0.5 pe… | None on purchases | 3% | Good to excellent (minimum inc… | |
Qantas Premier Platinum Credit CardQantas Frequent Flyers who want points, lounge invitations and insurance |
A$399/yr | 1 Qantas Point per A$1 on domestic spend (up to A$10,000 per statement… | 0% on balance transfers for an introductory period (fee may… | 3% | Good to excellent (minimum inc… |
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