Qantas Premier Platinum Credit Card
Best for: Qantas Frequent Flyers who want points, lounge invitations and travel insurance
Pros
- Strong Qantas Points earn rate for a mid-tier fee
- First-year fee discounts are common
- Lounge invites and insurance offset the fee for travellers
Cons
- Monthly points cap on domestic spend
- 3% foreign transaction fee
- Higher annual fee from year two
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
Qantas Premier Platinum is the most direct way to earn Qantas Points on everyday spending: 1 point per $1 on domestic purchases up to a monthly cap, 1.5 points per $1 overseas and bonus points on Qantas flights. The annual fee is usually discounted in the first year, and the two Qantas Club lounge invitations plus complimentary international travel insurance cover most of it for anyone who flies a few times a year.
Qantas Premier Platinum Credit Card at a glance
| Issuer | Qantas Money (issued by Citi) |
| Card network | Mastercard |
| Annual fee | A$399 (often discounted in year one) |
| Rewards rate | 1 Qantas Point per A$1 on domestic spend (up to A$10,000 per statement period), 1.5 points per A$1 overseas |
| Welcome bonus | Up to 100,000 bonus Qantas Points with minimum spend (varies) |
| Intro APR | 0% on balance transfers for an introductory period (fee may apply) |
| Purchase rate | 20.99% p.a. (variable) |
| Foreign transaction fee | 3% |
| Credit needed | Good to excellent (minimum income applies) |
| Airport lounge access | 2 Qantas Club lounge invitations a year |
| Best for | Qantas Frequent Flyers who want points, lounge invitations and insurance |
Rewards & perks
- Two Qantas Club lounge invitations each year
- Complimentary international travel insurance when you book flights on the card
- Discounted companion fares and bonus points on Qantas flights
Pros
- Strong Qantas Points earn rate for a mid-tier fee
- First-year fee discounts are common
- Lounge invites and insurance offset the fee for travellers
Cons
- Monthly points cap on domestic spend
- 3% foreign transaction fee
- Higher annual fee from year two
Who should apply
- Australian residents aged 18+ with a good credit history and minimum income
- Qantas Frequent Flyer members who fly domestically a few times a year
- Spenders who pay in full each month
Before you apply: card terms change often. Confirm the current annual fee, interest rate, welcome offer and rewards on the official Qantas Money site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
How it compares with similar Australia cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
Qantas Premier Platinum Credit CardQantas Frequent Flyers who want points, lounge invitations and insurance |
A$399/yr | 1 Qantas Point per A$1 on domestic spend (up to A$10,000 per statement… | 0% on balance transfers for an introductory period (fee may… | 3% | Good to excellent (minimum inc… | |
ANZ Frequent Flyer Black Credit CardHigh spenders who want a high Qantas Points cap on a Visa |
A$425/yr | 1 Qantas Point per A$1 up to A$7,500 per statement period, then 0.5 pe… | None on purchases | 3% | Good to excellent (minimum inc… |
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