Capital One Venture Business Card
Best for: Business owners who want flat-rate travel miles
Pros
- Simple flat 2x earn
- Miles transfer to Capital One travel partners
- No foreign transaction fee
Cons
- $95 annual fee
- Best bonus rate only through Capital One's travel portal
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
On April 14, 2026 Capital One renamed its Spark Miles for Business card the Venture Business Card, bringing its business travel cards under the Venture brand.
Capital One Venture Business Card at a glance
| Issuer | Capital One |
| Card network | |
| Annual fee | $95 |
| Rewards rate | 2 miles per $1 on every purchase; 5 miles per $1 on hotels, vacation rentals and rental cars booked through Capital One Business Travel |
| Welcome bonus | See issuer for the current offer |
| Intro APR | None |
| Regular APR | See issuer |
| Foreign transaction fee | None |
| Credit needed | Good to excellent |
| Best for | Business owners who want flat-rate travel miles |
Key features
- Unlimited 2x miles on every purchase
- 5x on hotels, vacation rentals and rental cars through Capital One Business Travel
- Formerly Spark Miles for Business
Pros
- Simple flat 2x earn
- Miles transfer to Capital One travel partners
- No foreign transaction fee
Cons
- $95 annual fee
- Best bonus rate only through Capital One's travel portal
Before you apply: terms for new cards change quickly. Confirm the current annual fee, rates, rewards and welcome offer on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Sources: www.capitalone.com · www.nerdwallet.com
How it compares with similar USA cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
Capital OneVenture Business 4983 1535 3146 1262 VALID THRU 05/29JORDAN TAYLOR Capital One Venture Business CardBusiness owners who want flat-rate travel miles |
$95/yr | 2 miles per $1 on every purchase; 5 miles per $1 on hotels, vacation r… | None | None | Good to excellent | — |
ChaseInk Business Preferred 4263 7443 8082 4120 VALID THRU 05/30JORDAN TAYLOR Ink Business Preferred Credit CardSmall businesses with ad and travel spend under 5/24 |
$95/yr | 3x on travel, shipping, internet/cable/phone and advertising on social… | None | None | Good to Excellent (700+) | |
ChaseInk Business Unlimited 4757 4397 5841 7382 VALID THRU 01/32JORDAN TAYLOR Ink Business Unlimited Credit CardSimple flat-rate business spend that pairs with a points card |
None | Unlimited 1.5% cash back on all business purchases | 0% intro APR on purchases for 12 months | 3% | Good to Excellent (700+) | |
ChaseInk Business Cash 4231 6785 5639 2646 VALID THRU 10/28MORGAN LEE Ink Business Cash Credit CardBusinesses with office-supply and telecom spend |
None | 5% at office supply stores and on internet/cable/phone (first $25,000/… | 0% intro APR on purchases for 12 months | 3% | Good to Excellent (700+) |
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