U.S. BankBusiness Shield Visa
4223 0074 3163 6060
VALID THRU 04/31AVERY PATEL
Business Cards · United States
U.S. Bank Business Shield Visa Card
Best for: Small businesses financing purchases interest-free
Annual feeNo annual fee
IssuerU.S. Bank
NetworkVisa
Purchase APRSee issuer
Foreign transaction feeSee issuer
Credit neededSee issuer
Pros
- Long intro APR for a business card
- No annual fee
Cons
- Longest intro period requires branch application
- Rewards limited to portal travel
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
This card launched recently (February 2, 2026). A business version of the Shield card, launched Feb 2, 2026.
U.S. Bank Business Shield Visa Card at a glance
| Issuer | U.S. Bank |
| Card network | Visa |
| Annual fee | None |
| Rewards rate | 5% cash back on prepaid travel booked via U.S. Bank Travel Center |
| Welcome bonus | None announced |
| Intro APR | 0% on purchases and balance transfers for 18 billing cycles (in-branch) or 12 billing cycles (digital applications) |
| Regular APR | See issuer |
| Foreign transaction fee | See issuer |
| Credit needed | See issuer |
| Best for | Small businesses financing purchases interest-free |
Key features
- $50 annual credit with $5,000 Travel Center spend
- Cell phone protection and auto rental collision coverage
- Extended warranty
Pros
- Long intro APR for a business card
- No annual fee
Cons
- Longest intro period requires branch application
- Rewards limited to portal travel
Before you apply: terms for new cards change quickly. Confirm the current annual fee, rates, rewards and welcome offer on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Sources: ir.usbank.com
How it compares with similar USA cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
U.S. BankBusiness Shield Visa 4223 0074 3163 6060 VALID THRU 04/31AVERY PATEL U.S. Bank Business Shield Visa CardSmall businesses financing purchases interest-free |
None | 5% cash back on prepaid travel booked via U.S. Bank Travel Center | 0% on purchases and balance transfers for 18 billing cycles… | See issuer | See issuer | — |
ChaseInk Business Preferred 4263 7443 8082 4120 VALID THRU 05/30JORDAN TAYLOR Ink Business Preferred Credit CardSmall businesses with ad and travel spend under 5/24 |
$95/yr | 3x on travel, shipping, internet/cable/phone and advertising on social… | None | None | Good to Excellent (700+) | |
ChaseInk Business Unlimited 4757 4397 5841 7382 VALID THRU 01/32JORDAN TAYLOR Ink Business Unlimited Credit CardSimple flat-rate business spend that pairs with a points card |
None | Unlimited 1.5% cash back on all business purchases | 0% intro APR on purchases for 12 months | 3% | Good to Excellent (700+) | |
ChaseInk Business Cash 4231 6785 5639 2646 VALID THRU 10/28MORGAN LEE Ink Business Cash Credit CardBusinesses with office-supply and telecom spend |
None | 5% at office supply stores and on internet/cable/phone (first $25,000/… | 0% intro APR on purchases for 12 months | 3% | Good to Excellent (700+) |
Reader reviews
No reader reviews yet. Have this card? Share how it has worked for you.
Write a review
Reviews appear after moderation.
Comments & Questions (0)
No comments yet — be the first to ask. Comments appear after review.
Leave a comment
Your comment appears after our team approves it. Or sign in to post faster.