Chase Sapphire Reserve for Business
Best for: Business owners with heavy travel and ad spend
Pros
- First business version of the Sapphire Reserve
- Huge launch bonus
- Free employee cards
Cons
- $795 annual fee
- High $30,000 bonus spend requirement
- Many credits are business-software specific
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
This card launched recently (June 23, 2025). Brand-new business card introduced alongside the consumer Sapphire Reserve overhaul on June 23, 2025.
Chase Sapphire Reserve for Business at a glance
| Issuer | JPMorgan Chase |
| Card network | Visa |
| Annual fee | $795 |
| Rewards rate | 8x Chase Travel; 4x flights and hotels booked direct; 3x social media and search advertising; 1x other |
| Welcome bonus | At launch: 200,000 points after $30,000 spend in 6 months |
| Intro APR | None |
| Regular APR | See issuer |
| Foreign transaction fee | None |
| Credit needed | Good to Excellent (typical for tier; not issuer-stated) |
| Best for | Business owners with heavy travel and ad spend |
Key features
- $0 employee cards
- Up to $500/yr The Edit credit and $300 annual travel credit
- Up to $400 ZipRecruiter, $200 Google Workspace, DoorDash and Lyft credits
- Sapphire Lounge and Priority Pass access (primary plus two guests)
Pros
- First business version of the Sapphire Reserve
- Huge launch bonus
- Free employee cards
Cons
- $795 annual fee
- High $30,000 bonus spend requirement
- Many credits are business-software specific
Before you apply: terms for new cards change quickly. Confirm the current annual fee, rates, rewards and welcome offer on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Sources: media.chase.com · upgradedpoints.com
How it compares with similar USA cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
Chase Sapphire Reserve for BusinessBusiness owners with heavy travel and ad spend |
$795/yr | 8x Chase Travel; 4x flights and hotels booked direct; 3x social media… | None | None | Good to Excellent (typical for… | — |
ChaseInk Business Preferred 4263 7443 8082 4120 VALID THRU 05/30JORDAN TAYLOR Ink Business Preferred Credit CardSmall businesses with ad and travel spend under 5/24 |
$95/yr | 3x on travel, shipping, internet/cable/phone and advertising on social… | None | None | Good to Excellent (700+) | |
ChaseInk Business Unlimited 4757 4397 5841 7382 VALID THRU 01/32JORDAN TAYLOR Ink Business Unlimited Credit CardSimple flat-rate business spend that pairs with a points card |
None | Unlimited 1.5% cash back on all business purchases | 0% intro APR on purchases for 12 months | 3% | Good to Excellent (700+) | |
ChaseInk Business Cash 4231 6785 5639 2646 VALID THRU 10/28MORGAN LEE Ink Business Cash Credit CardBusinesses with office-supply and telecom spend |
None | 5% at office supply stores and on internet/cable/phone (first $25,000/… | 0% intro APR on purchases for 12 months | 3% | Good to Excellent (700+) |
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