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No Annual Fee · United States

FNBO Complete Rewards Visa Signature Card

Best for: Domestic travelers wanting a no-fee regional-bank card

Annual feeNo annual fee
IssuerFirst National Bank of Omaha (FNBO)
NetworkVisa
Purchase APRSee issuer
Foreign transaction fee3%
Credit neededSee issuer

Pros

  • High travel earn without a fee
  • Easy bonus spend

Cons

  • 3% foreign transaction fee undercuts travel use
  • Redemption value unclear

Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.

This card launched recently (September 2, 2026). A new FNBO rewards card launched Sept 2, 2026.

FNBO Complete Rewards Visa Signature Card at a glance

IssuerFirst National Bank of Omaha (FNBO)
Card networkVisa
Annual feeNone
Rewards rate5x travel; 3x streaming; 2x fuel; 1x other
Welcome bonus15,000 points after $500 spend in 3 billing cycles
Intro APRNone
Regular APRSee issuer
Foreign transaction fee3%
Credit neededSee issuer
Best forDomestic travelers wanting a no-fee regional-bank card

Key features

  • No annual fee
  • Elevated 5x travel earn

Pros

  • High travel earn without a fee
  • Easy bonus spend

Cons

  • 3% foreign transaction fee undercuts travel use
  • Redemption value unclear

Before you apply: terms for new cards change quickly. Confirm the current annual fee, rates, rewards and welcome offer on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.

Sources: doctorofcredit.com

How it compares with similar USA cards

CardAnnual feeRewardsIntro APRForeign feeCredit neededRating
FNBO Complete Rewards Visa Signature CardDomestic travelers wanting a no-fee regional-bank card
None 5x travel; 3x streaming; 2x fuel; 1x other None 3% See issuer
Bilt Blue CardRenters wanting fee-free rewards on rent
None 1x points on everyday spend plus 4% Bilt Cash; points on rent and mort… 10.00% intro APR on new purchases for first 12 months None See issuer
Citi Strata CardNo-fee ThankYou points earners
None 5x hotels/car rentals/attractions via Citi Travel; 3x supermarkets, se… 0% on purchases and balance transfers for 15 months 3% Good to Excellent (typical; no…

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