Bread FinancialNFL Extra Points
3756 023857 09097
VALID THRU 09/28JORDAN TAYLOR
Rewards Cards · United States
NFL Extra Points American Express Credit Card
Best for: NFL fans buying team merchandise and tickets
Annual feeNo annual fee
IssuerBread Financial
NetworkAmerican Express
Purchase APRSee issuer
Foreign transaction feeSee issuer
Credit neededSee issuer
Pros
- Useful 2% everyday categories
- No annual fee
Cons
- Amex acceptance narrower than Visa
- Modest bonus
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
This card launched recently (August 26, 2026). The NFL card program moved from Barclays (Visa) to Bread Financial on the Amex network in August 2026.
NFL Extra Points American Express Credit Card at a glance
| Issuer | Bread Financial |
| Card network | American Express |
| Annual fee | None |
| Rewards rate | 3% NFL and NFL team purchases; 2% groceries, food delivery, restaurants, gyms, sporting goods; 1% other |
| Welcome bonus | $100 after $500 non-NFL spend in 90 days |
| Intro APR | None |
| Regular APR | See issuer |
| Foreign transaction fee | See issuer |
| Credit needed | See issuer |
| Best for | NFL fans buying team merchandise and tickets |
Key features
- Replaces the previous Barclays-issued NFL Extra Points Visa
- No annual fee
Pros
- Useful 2% everyday categories
- No annual fee
Cons
- Amex acceptance narrower than Visa
- Modest bonus
Before you apply: terms for new cards change quickly. Confirm the current annual fee, rates, rewards and welcome offer on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Sources: doctorofcredit.com
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