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Rewards Cards · United States

NFL Extra Points American Express Credit Card

Best for: NFL fans buying team merchandise and tickets

Annual feeNo annual fee
IssuerBread Financial
NetworkAmerican Express
Purchase APRSee issuer
Foreign transaction feeSee issuer
Credit neededSee issuer

Pros

  • Useful 2% everyday categories
  • No annual fee

Cons

  • Amex acceptance narrower than Visa
  • Modest bonus

Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.

This card launched recently (August 26, 2026). The NFL card program moved from Barclays (Visa) to Bread Financial on the Amex network in August 2026.

NFL Extra Points American Express Credit Card at a glance

IssuerBread Financial
Card networkAmerican Express
Annual feeNone
Rewards rate3% NFL and NFL team purchases; 2% groceries, food delivery, restaurants, gyms, sporting goods; 1% other
Welcome bonus$100 after $500 non-NFL spend in 90 days
Intro APRNone
Regular APRSee issuer
Foreign transaction feeSee issuer
Credit neededSee issuer
Best forNFL fans buying team merchandise and tickets

Key features

  • Replaces the previous Barclays-issued NFL Extra Points Visa
  • No annual fee

Pros

  • Useful 2% everyday categories
  • No annual fee

Cons

  • Amex acceptance narrower than Visa
  • Modest bonus

Before you apply: terms for new cards change quickly. Confirm the current annual fee, rates, rewards and welcome offer on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.

Sources: doctorofcredit.com

How it compares with similar USA cards

CardAnnual feeRewardsIntro APRForeign feeCredit neededRating
NFL Extra Points American Express Credit CardNFL fans buying team merchandise and tickets
None 3% NFL and NFL team purchases; 2% groceries, food delivery, restaurant… None See issuer See issuer
Wells Fargo Autograph CardFee-free 3x across many everyday categories
None 3x points on restaurants, travel, gas stations, transit, popular strea… 0% intro APR on purchases for 12 months None Good to Excellent (700+) 4.4
Bilt Obsidian CardRenters who spend heavily on dining and groceries
$95/yr 3x dining/groceries (up to $25,000/yr), 2x travel, 1x other; plus 4% B… 10.00% intro APR on new purchases for first 12 months None Good (typical; not issuer-stat…
Disney Inspire Visa CardDisney streaming subscribers and park/cruise regulars
$149/yr 10% Disney+/Hulu/ESPN+; 3% most U.S. Disney locations and gas; 2% groc… 0% promo APR for 6 months on select Disney vacation packages See issuer Good to Excellent (typical; no…

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