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Airline Cards · United States

Southwest Rapid Rewards Priority Credit Card

Best for: Frequent Southwest flyers adjusting to bag fees and assigned seating

Annual fee$229/yr
IssuerJPMorgan Chase
NetworkVisa
Purchase APRSee issuer
Foreign transaction feeNone
Credit neededGood to Excellent (typical;…

Pros

  • Free bags now that Southwest charges for them
  • Higher 4x Southwest earn
  • Uncapped 2x gas and dining

Cons

  • $75 annual travel credit removed
  • Fee $229
  • Perks matter only for Southwest flyers

Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.

This card was recently refreshed (July 24, 2025). In July 2025 Chase and Southwest rebuilt the consumer Plus ($99), Premier ($149) and Priority ($229) cards around free checked bags, seat selection and new earn categories.

Southwest Rapid Rewards Priority Credit Card at a glance

IssuerJPMorgan Chase
Card networkVisa
Annual fee$229
Rewards rate4x Southwest purchases; 2x gas stations and restaurants (no cap); 1x other
Welcome bonusLaunch promo through Sept 17, 2025: 100,000 points after $4,000 spend in 5 months
Intro APRNone
Regular APRSee issuer
Foreign transaction feeNone
Credit neededGood to Excellent (typical; not issuer-stated)
Best forFrequent Southwest flyers adjusting to bag fees and assigned seating

Key features

  • First checked bag free for cardmember plus up to 8 passengers on same reservation
  • Standard/Preferred seat selection within 48 hours and unlimited Extra Legroom upgrades within 48 hours
  • Group 5 boarding (seating/boarding perks began with assigned seating Jan 27, 2026)
  • 2,500 TQPs per $5,000 spent toward A-List

Pros

  • Free bags now that Southwest charges for them
  • Higher 4x Southwest earn
  • Uncapped 2x gas and dining

Cons

  • $75 annual travel credit removed
  • Fee $229
  • Perks matter only for Southwest flyers

Before you apply: terms for new cards change quickly. Confirm the current annual fee, rates, rewards and welcome offer on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.

Sources: media.chase.com · awardwallet.com

How it compares with similar USA cards

CardAnnual feeRewardsIntro APRForeign feeCredit neededRating
Southwest Rapid Rewards Priority Credit CardFrequent Southwest flyers adjusting to bag fees and assigned seating
$229/yr 4x Southwest purchases; 2x gas stations and restaurants (no cap); 1x o… None None Good to Excellent (typical; no…
Citi / AAdvantage Platinum Select World Elite MastercardAA flyers who check a bag a few times a year
$99/yr 2x miles on American Airlines, gas & restaurants, 1x on everything els… None None Good to Excellent (700+) 4.3
JetBlue Plus CardJetBlue flyers who check bags, especially families
$99/yr 6x points on JetBlue purchases, 2x at restaurants and grocery stores,… 0% intro APR on balance transfers for 12 months None Good to Excellent (700+) 4.2
AAdvantage Aviator Red World Elite MastercardOccasional AA flyers who want an easy bonus and a free bag
$99/yr 2x AAdvantage miles on eligible American Airlines purchases, 1x on eve… None None Good to Excellent (700+) 4.1

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