Two complimentary Qantas Club lounge invitations each year
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⚖ Add to comparisonAmerican Express Australia · Amex
American Express Qantas Ultimate Card
Often the smartest premium Qantas pick because the annual Qantas travel credit can claw back much of the AUD 450 fee, and the up-to-1.25 points per dollar earn is among the best available. The usual Amex caveat applies: acceptance is narrower than Visa, so you'll want a backup card, and the 3% FX fee means it's not for overseas spend. If you can't reliably use the travel credit, the NAB Signature costs less up front; confirm the credit terms, earn rate and fee on Amex Australia's site.
⟳ Rates & fees verified June 2026 — always confirm the current terms on the issuer's official site before applying.
What you earn
- ✓Earn up to 1.25 Qantas Points per AUD1 on eligible spending
- ✓Get an annual Qantas travel credit to put toward flights
- ✓Receive two complimentary Qantas Club lounge invitations every year
- ✓Includes complimentary domestic and international travel insurance
👍 Pros
- + Qantas Points earn rate ranks among the best
- + The annual travel credit helps cover the fee
- + Adds lounge invitations and strong insurance
👎 Cons
- – Carries a high annual fee
- – Amex is accepted at fewer places than Visa or Mastercard
- – Charges 3% on foreign currency purchases
Can you get it?
- ▸Be an Australian resident with a valid Australian address
- ▸Be 18 years of age or older
- ▸Hold a good to excellent credit record
- ▸Meet American Express income and eligibility criteria
Requirements are general guidance — the issuer makes the final decision. Learn more about card requirements →
Decided on the American Express Qantas Ultimate Card?
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