Cash Back Cards in United Kingdom 2026

★ Flat cashback on all spending, no feeNo Annual Fee

American Express UK

The Platinum Cashback Everyday is the no-fee way into Amex cashback, with a higher intro…

No annual fee/yr Details

★ Higher cashback rate for bigger spenders

American Express UK

Pay the roughly GBP 25 annual fee (as of 2026) on this version only if your spending is h…

£25/yr Details

★ Cashback plus no FX fees in one card

Santander UK

The All in One tries to do three things at once: flat cashback, no FX fees and an intro 0…

£36/yr Details

★ Rewards on everyday and partner spending

NatWest

The NatWest Reward pays Rewards points on supermarket and everyday spending, with more at…

£24/yr Details

🇬🇧 Cash Back Cards in United Kingdom