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Premium Cards · New Zealand

ANZ Airpoints Visa Platinum

4.4 / 5 editorial rating

Best for: Airpoints earners who travel overseas and want no currency conversion charge

Annual feeNZ$150/yr
IssuerANZ
NetworkVisa
Purchase APR20.95% p.a.
Foreign transaction fee0%
Credit neededNZ$8,000 minimum credit limi…

Pros

  • No currency conversion charge, unusual for an Airpoints card
  • Overseas travel insurance included
  • Koru and Status Point benefits

Cons

  • NZ$150 annual fee
  • 20.95% p.a. if you carry a balance
  • Up to 44 interest-free days, fewer than many cards

Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.

The ANZ Airpoints Visa Platinum earns 1 Airpoints Dollar per NZ$110 with no earning limit and no currency conversion charge. It costs NZ$150 a year and needs a minimum credit limit of NZ$8,000.

ANZ Airpoints Visa Platinum at a glance

IssuerANZ
Card networkVisa
Annual feeNZ$150
Rewards rate1 Airpoints Dollar per NZ$110 on eligible purchases, with no earning limit
Welcome bonusSee issuer for the current offer
Intro APRNone
Regular APR20.95% p.a.
Foreign transaction fee0%
Credit neededNZ$8,000 minimum credit limit; ANZ's lending criteria apply
Best forAirpoints earners who travel overseas and want no currency conversion charge

Key features

  • 1 Airpoints Dollar per NZ$110 spent on eligible purchases
  • Overseas travel insurance when you pay at least half of your prepaid travel costs with the card
  • 50% bonus Status Points on eligible Air New Zealand flights
  • No Koru joining fee and NZ$145 off the standard 12-month Koru membership
  • 0% currency conversion charge

Pros

  • No currency conversion charge, unusual for an Airpoints card
  • Overseas travel insurance included
  • Koru and Status Point benefits

Cons

  • NZ$150 annual fee
  • 20.95% p.a. if you carry a balance
  • Up to 44 interest-free days, fewer than many cards

Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.

Sources: anz.co.nz · anz.co.nz

How it compares with similar New Zealand cards

CardAnnual feeRewardsIntro APRForeign feeCredit neededRating
ANZ Airpoints Visa PlatinumAirpoints earners who travel overseas and want no currency conversion charge
NZ$150/yr 1 Airpoints Dollar per NZ$110 on eligible purchases, with no earning l… None 0% NZ$8,000 minimum credit limit;… 4.4
ANZ Low Rate VisaA long, low-rate balance transfer and no-fee overseas spending
None None 1.99% p.a. for the first two years on balance transfers (lim… 0% NZ citizen or permanent reside… 4.6
ASB Visa FlexThe lowest purchase rate, with no account fee and no offshore margin
None None None 0% (no Offshore Service Ma… Aged 18 or over, NZ citizen or… 4.6
ASB Visa LightSpreading a large purchase at 0% for six months, with no account fee
None None 0% p.a. for 6 months on any single eligible purchase of NZ$1… 0% from 15 September 2026… Aged 18 or over, NZ citizen or… 4.5

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