ANZ Airpoints Visa Platinum
Best for: Airpoints earners who travel overseas and want no currency conversion charge
Pros
- No currency conversion charge, unusual for an Airpoints card
- Overseas travel insurance included
- Koru and Status Point benefits
Cons
- NZ$150 annual fee
- 20.95% p.a. if you carry a balance
- Up to 44 interest-free days, fewer than many cards
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
The ANZ Airpoints Visa Platinum earns 1 Airpoints Dollar per NZ$110 with no earning limit and no currency conversion charge. It costs NZ$150 a year and needs a minimum credit limit of NZ$8,000.
ANZ Airpoints Visa Platinum at a glance
| Issuer | ANZ |
| Card network | Visa |
| Annual fee | NZ$150 |
| Rewards rate | 1 Airpoints Dollar per NZ$110 on eligible purchases, with no earning limit |
| Welcome bonus | See issuer for the current offer |
| Intro APR | None |
| Regular APR | 20.95% p.a. |
| Foreign transaction fee | 0% |
| Credit needed | NZ$8,000 minimum credit limit; ANZ's lending criteria apply |
| Best for | Airpoints earners who travel overseas and want no currency conversion charge |
Key features
- 1 Airpoints Dollar per NZ$110 spent on eligible purchases
- Overseas travel insurance when you pay at least half of your prepaid travel costs with the card
- 50% bonus Status Points on eligible Air New Zealand flights
- No Koru joining fee and NZ$145 off the standard 12-month Koru membership
- 0% currency conversion charge
Pros
- No currency conversion charge, unusual for an Airpoints card
- Overseas travel insurance included
- Koru and Status Point benefits
Cons
- NZ$150 annual fee
- 20.95% p.a. if you carry a balance
- Up to 44 interest-free days, fewer than many cards
Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
How it compares with similar New Zealand cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
ANZ Airpoints Visa PlatinumAirpoints earners who travel overseas and want no currency conversion charge |
NZ$150/yr | 1 Airpoints Dollar per NZ$110 on eligible purchases, with no earning l… | None | 0% | NZ$8,000 minimum credit limit;… | |
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ASBVisa Flex 4738 8385 9693 4496 VALID THRU 04/29CASEY BROOKS ASB Visa FlexThe lowest purchase rate, with no account fee and no offshore margin |
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ASBVisa Light 4217 1332 4539 9683 VALID THRU 02/31MORGAN LEE ASB Visa LightSpreading a large purchase at 0% for six months, with no account fee |
None | None | 0% p.a. for 6 months on any single eligible purchase of NZ$1… | 0% from 15 September 2026… | Aged 18 or over, NZ citizen or… |
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