Premium Cards · Singapore
Citi Prestige Card
4.0 / 5 editorial rating
Best for: high earners who travel often and will use lounge visits and hotel nights.
Annual feeS$651.82/yr
IssuerCitibank Singapore
NetworkMastercard World Elite
Purchase APRSee issuer
Foreign transaction feeSee issuer
Credit neededS$120,000 a year
Pros
- Generous lounge allowance
- Fourth-night hotel benefit can outweigh the fee for frequent travellers
- Points never expire
Cons
- S$651.82 annual fee
- S$120,000 minimum income
- Relationship bonus mainly benefits long-standing Citigold clients
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
The Citi Prestige Card is a premium travel card with 12 lounge visits a year and a complimentary fourth hotel night, for an annual fee of S$651.82.
Citi Prestige Card at a glance
| Issuer | Citibank Singapore |
| Card network | Mastercard World Elite |
| Annual fee | S$651.82 (S$598 before GST) |
| Rewards rate | 3.25 ThankYou Points per S$1 local spend; 5 ThankYou Points per S$1 foreign currency spend (Citi quotes 125,000 points as 50,000 miles); up to 30% relationship bonus points for long-tenure Citigold clients |
| Welcome bonus | See issuer for the current offer |
| Intro APR | None |
| Regular APR | See issuer |
| Foreign transaction fee | See issuer |
| Credit needed | S$120,000 a year |
| Best for | High earners who travel often and will use lounge visits and hotel nights |
Key features
- 12 complimentary Priority Pass visits per calendar year
- Complimentary fourth night on hotel stays of four nights or more booked through Citi Prestige Concierge
- Citi Points do not expire
- Relationship bonus points of up to 30% on annual card spend for eligible Citigold clients
Pros
- Generous lounge allowance
- Fourth-night hotel benefit can outweigh the fee for frequent travellers
- Points never expire
Cons
- S$651.82 annual fee
- S$120,000 minimum income
- Relationship bonus mainly benefits long-standing Citigold clients
Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Sources: citibank.com.sg
How it compares with similar Singapore cards
| Card | Annual fee | Rewards | Intro APR | Foreign fee | Credit needed | Rating |
|---|---|---|---|---|---|---|
Citi Prestige CardHigh earners who travel often and will use lounge visits and hotel nights |
S$651.82/yr | 3.25 ThankYou Points per S$1 local spend; 5 ThankYou Points per S$1 fo… | None | See issuer | S$120,000 a year | |
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S$196.20/yr | 1.6% cash back on eligible spend with no minimum spend and no cap; ext… | None | Up to 3.25% | S$30,000 for Singaporeans/PRs;… | |
UOBOne 5295 9745 9886 8994 VALID THRU 03/29SAM RIVERA UOB One CardSteady spenders who hit S$600 to S$2,000 a month with 10+ purchases |
S$196.20/yr | Quarterly cash back of S$60, S$100 or S$200 for S$600, S$1,000 or S$2,… | None | 3.25% | S$30,000 for Singaporeans/PRs… | |
UOBPRVI Miles 5508 9790 6789 7039 VALID THRU 05/32JORDAN TAYLOR UOB PRVI Miles CardFrequent regional travellers who want the highest local miles rate here |
S$261.60/yr | 1.4 miles per S$1 local spend; 2.4 miles per S$1 overseas; 3 miles per… | None | 3.25% | S$30,000 for Singaporeans/PRs… |
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