Bank of Ireland Platinum Credit Card
Best for: travellers who want multi-trip travel insurance and a lower purchase rate
Pros
- Travel insurance included
- 13.79% purchase rate is lower than the Classic card
- 0% intro offer for new customers
Cons
- €76.18 annual charge
- €40,000 minimum income
- No rewards
Rates and offers change. Confirm today's terms on the issuer's official site before applying. Independent comparison — not financial advice.
The Bank of Ireland Platinum Credit Card charges €76.18 a year and includes worldwide multi-trip travel insurance, with a 13.79% purchase rate. It needs a minimum income of €40,000.
Bank of Ireland Platinum Credit Card at a glance
| Issuer | Bank of Ireland |
| Card network | Mastercard |
| Annual fee | €76.18 |
| Rewards rate | None (Mastercard Priceless offers) |
| Welcome bonus | See issuer for the current offer |
| Intro APR | 0% on purchases for 6 months or 0% on balance transfers for 7 months (new customers; check current terms) |
| Regular APR | 13.79% variable purchase rate; 19.6% APR representative (variable, includes the annual charge) |
| Foreign transaction fee | 2.25% cross-border handling fee on non-euro transactions |
| Credit needed | Aged 18 or over; minimum income €40,000; minimum credit limit €2,500 |
| Best for | Travellers who want multi-trip travel insurance and a lower purchase rate |
Key features
- Worldwide multi-trip travel insurance when you pay at least half the travel fare with the card
- 0% intro offer on purchases (6 months) or balance transfers (7 months)
- Up to 56 days interest-free on purchases
- Instalment plan option and up to 3 additional cardholders
- €76.18 annual charge plus €30 government stamp duty
Pros
- Travel insurance included
- 13.79% purchase rate is lower than the Classic card
- 0% intro offer for new customers
Cons
- €76.18 annual charge
- €40,000 minimum income
- No rewards
Before you apply: confirm the current annual fee, interest rate, rewards and eligibility on the issuer's official site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.
Sources: personalbanking.bankofireland.com · personalbanking.bankofireland.com · personalbanking.bankofireland.com
How it compares with similar Ireland cards
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|---|---|---|---|---|---|---|
Bank of Ireland Platinum Credit CardTravellers who want multi-trip travel insurance and a lower purchase rate |
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