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๐Ÿ‡ฉ๐Ÿ‡ช No Annual Fee Cards in Germany

Cards that cost nothing to hold ยท 8 cards

โ˜… Fee-free payments worldwide in any currencyNo Annual Fee

DKB Visa Debitkarte

Deutsche Kreditbank (DKB)

DKB's Visa is the long-time favourite for German travellers because it charges 0% on foreโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Permanently free Visa with no FX feeNo Annual Fee

Hanseatic Bank GenialCard

Hanseatic Bank

The GenialCard is one of Germany's few genuinely free Visa cards with no annual fee and nโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Free Visa with no FX fees and flexible paymentNo Annual Fee

Barclays Visa

Barclays Germany

The Barclays Visa is a sensible free everyday card for Germans who want no FX fees and thโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Travel insurance bundled with the cardNo Annual Fee

Hanseatic Bank GoldCard

Hanseatic Bank

Choose the GoldCard over the GenialCard when the included travel insurance is the point,โ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Collect Payback points on all spendingNo Annual Fee

American Express Payback Card

American Express Germany

The Payback Amex is the easy choice if you already collect Payback points, turning a freeโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Free travel card with insurance and no FX feeNo Annual Fee

Deutsche Bank Mastercard Travel

Deutsche Bank

This one's aimed squarely at existing Deutsche Bank customers who travel: it's free, waivโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Free Gold card with insurance and no FX feeNo Annual Fee

TF Bank Mastercard Gold

TF Bank

TF Bank Mastercard Gold is a strong pick when you want a permanently free card that stillโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Free Visa with travel cashback and no FX feeNo Annual Fee

Bank Norwegian Visa

Bank Norwegian

Bank Norwegian's Visa is a free, no-FX card with a cashback angle on Norwegian Airlines bโ€ฆ

No annual fee/yr Details
Apply on official site โ†—

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Stop guessing. Put the cards side by side.

Line up fees, rewards, intro APR and lounge perks in one table โ€” then apply on the issuer's official site with your eyes open.