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๐Ÿ‡ฉ๐Ÿ‡ช Best Credit Cards in Germany

Our top-rated picks ยท 12 cards

โ˜… Fee-free payments worldwide in any currencyNo Annual Fee

DKB Visa Debitkarte

Deutsche Kreditbank (DKB)

DKB's Visa is the long-time favourite for German travellers because it charges 0% on foreโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โœˆ Lounge Access Availableโ˜… Premium travel credits and luxury benefits

American Express Platinum Card

American Express Germany

The German Amex Platinum makes sense only if you'll burn through its annual credits; otheโ€ฆ

โ‚ฌ720/yr Details
Apply on official site โ†—
โ˜… Permanently free Visa with no FX feeNo Annual Fee

Hanseatic Bank GenialCard

Hanseatic Bank

The GenialCard is one of Germany's few genuinely free Visa cards with no annual fee and nโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Free Visa with no FX fees and flexible paymentNo Annual Fee

Barclays Visa

Barclays Germany

The Barclays Visa is a sensible free everyday card for Germans who want no FX fees and thโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Travel perks and fee-free spending abroad

N26 You

N26

Pick N26 You if you want free foreign spending plus travel insurance without jumping to aโ€ฆ

โ‚ฌ119/yr Details
Apply on official site โ†—
โ˜… Travel insurance bundled with the cardNo Annual Fee

Hanseatic Bank GoldCard

Hanseatic Bank

Choose the GoldCard over the GenialCard when the included travel insurance is the point,โ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Premium steel card with full insurance suite

N26 Metal

N26

N26 Metal is worth it only over You if the extra cover and dedicated support matter to yoโ€ฆ

โ‚ฌ197/yr Details
Apply on official site โ†—
โ˜… Earn Miles & More award miles on all spend

Miles & More Gold Credit Card

Miles & More (Lufthansa)

Get the Miles & More Gold only if you fly Lufthansa Group enough to value the miles and tโ€ฆ

โ‚ฌ110/yr Details
Apply on official site โ†—
โ˜… Collect Payback points on all spendingNo Annual Fee

American Express Payback Card

American Express Germany

The Payback Amex is the easy choice if you already collect Payback points, turning a freeโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Free travel card with insurance and no FX feeNo Annual Fee

Deutsche Bank Mastercard Travel

Deutsche Bank

This one's aimed squarely at existing Deutsche Bank customers who travel: it's free, waivโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Free Gold card with insurance and no FX feeNo Annual Fee

TF Bank Mastercard Gold

TF Bank

TF Bank Mastercard Gold is a strong pick when you want a permanently free card that stillโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Free Visa with travel cashback and no FX feeNo Annual Fee

Bank Norwegian Visa

Bank Norwegian

Bank Norwegian's Visa is a free, no-FX card with a cashback angle on Norwegian Airlines bโ€ฆ

No annual fee/yr Details
Apply on official site โ†—

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