How to Dispute a Credit Card Charge: Deadlines, Letters and Rights
The Fair Credit Billing Act gives you 60 days to dispute a billing error. Here is how to do it, what to include in your letter, and the issuer's deadlines.
Credit Card Guides & Comparisons
Practical, plain-English walkthroughs for choosing, comparing and getting the most from your credit cards in the US, Canada, the UK and Australia — updated as offers change.
Credit Card Stolen? What to Do, Step by Step, and What You Owe
What to do in the first hour after your credit card is stolen, how much you can be charged under federal law, and when a fraud alert or credit freeze makes sense.
What Happens If You Only Pay the Minimum on a Credit Card
A worked example of what minimum payments cost on a $5,000 balance, how the minimum is calculated, and the payment strategies that cut years off your payoff.
Best Hotel Credit Cards in the US: Free Nights, Status and Fees
The $95 to $99 hotel cards whose annual free night can cover the fee, how to check the math for your stays, and when a flexible travel card is the better choice.
Best Airline Credit Cards in the US: Free Bags, Fees and Miles
Which airline credit card fits the airline you fly, how much free checked bags actually save at 2026 fees, and when a flexible travel card is the better pick.
Best Canadian Credit Cards With No Foreign Transaction Fee
Most Canadian cards add 2.5% to every foreign purchase. These no-FX cards from Scotiabank, Wealthsimple, Rogers and Home Trust do not, and some earn well at home too.
Best No Annual Fee Credit Cards in Canada by Spending Type
Six no-fee Canadian credit cards compared by where you spend: groceries, dining, Loblaw stores, US dollars and travel, with the income rules each one sets.
Best Credit Cards for Groceries and Gas in Canada
Scotia Momentum, BMO CashBack World Elite, TD, Amex and PC World Elite compared on a real family grocery and gas budget, including the caps that change the winner.
Best Credit Cards for Canadians Who Spend in the US
Cross-border shoppers and snowbirds have four ways to cut US spending costs: no-FX cards, a card paying 3% on USD, US dollar cards and US-issued cards. Here is how they compare.