U.S. Bank Altitude Reserve Visa Infinite

A niche premium pick that rewards mobile-wallet spending at an elevated rate, so it shines only if you tap to pay nearly everywhere; swipe a lot and you lose its edge. At $400 a year (as of 2026) the annual travel credit offsets much of the fee, and points redeem at a strong rate toward travel. It's harder to get than most (U.S. Bank relationship often expected) and lounge access is narrower than the Amex Platinum's. Confirm credit and redemption terms on usbank.com.

U.S. Bank Altitude Reserve Visa Infinite at a glance

Rewards & perks

• $325 credit for travel and dining
• Priority Pass
• Covers Global Entry or TSA enrollment

Pros

• The travel credit covers a good chunk of the fee
• Lets you into lounges
• Earns well on mobile-wallet purchases

Cons

• Steep annual fee
• You may need an existing U.S. Bank relationship

Who should apply

• An excellent credit score

Before you apply: card terms change often. Confirm the current annual fee, APR, welcome offer and rewards on the official U.S. Bank site. CreditCardCompare is an independent comparison resource, not the card issuer, and this is not financial advice.