ANZ Low Rate Visa
Best for: A long, low-rate balance transfer and no-fee overseas spending
Annual feeNone
Foreign fee0%
MarketNew Zealand
Compare Credit Cards in New Zealand
Annual fees, reward rates, intro APRs, welcome offers and foreign-transaction fees for 12 cards across 8 markets. Choose your country first — cards are only available to residents.
ASB Visa Flex
Best for: The lowest purchase rate, with no account fee and no offshore margin
Annual feeNone
Foreign fee0% (no Offshor…
MarketNew Zealand
ASB Visa Light
Best for: Spreading a large purchase at 0% for six months, with no account fee
Annual feeNone
Foreign fee0% from 15 Sep…
MarketNew Zealand
ANZ Airpoints Visa Platinum
Best for: Airpoints earners who travel overseas and want no currency conversion charge
Annual feeNZ$150/yr
Foreign fee0%
MarketNew Zealand
ASB Visa Platinum Rewards
Best for: Simple 1% rewards with travel insurance and no offshore margin
Annual feeNZ$80/yr
Foreign fee0% from 15 Sep…
MarketNew Zealand
Kiwibank Zero Visa
Best for: A no-fee everyday card with a low rate on purchases and cash advances
Annual feeNone
Foreign feeSee issuer
MarketNew Zealand
American Express Airpoints Card
Best for: Earning Airpoints with no annual fee
Annual feeNone
Foreign fee2.5%
MarketNew Zealand
American Express Airpoints Platinum Card
Best for: The fastest Airpoints earn rate, if you spend a lot and clear your balance
Annual feeNZ$195/yr
Foreign fee2.5%
MarketNew Zealand
ANZ CashBack Visa
Best for: Simple cash back with a low fee and no currency conversion charge
Annual feeNZ$40/yr
Foreign fee0%
MarketNew Zealand
Westpac Airpoints Mastercard
Best for: Airpoints on a Mastercard, with a low rate on balance transfers
Annual feeNZ$70/yr
Foreign fee1.83%
MarketNew Zealand
BNZ Advantage Visa Platinum
Best for: BNZ customers who want points and international travel insurance
Annual feeNZ$90/yr
Foreign fee2.25%
MarketNew Zealand
Gem Visa
Best for: Interest-free payment plans at participating retailers, if you clear them in time
Annual feeNZ$65/yr
Foreign fee2%
MarketNew Zealand