Capitec Credit Card
Best for: Low-cost everyday card with flat 1% cash back
Annual feeR50/mo
Foreign feeSee issuer
MarketSouth Africa
Compare Credit Cards in South Africa
Annual fees, reward rates, intro APRs, welcome offers and foreign-transaction fees for 11 cards across 8 markets. Choose your country first — cards are only available to residents.
Investec Private Bank Account (Visa Platinum Credit Card)
Best for: High earners who want premium travel perks and credit priced at prime
Annual feeR705/mo
Foreign fee2.5% internati…
MarketSouth Africa
Nedbank Platinum Credit Card
Best for: Affordable domestic lounge access and travel insurance
Annual feeR110/mo
Foreign fee2.75% currency…
MarketSouth Africa
Absa Premium Banking Credit Card
Best for: Lounge visits, R3 million travel cover and 57 interest-free days
Annual feeR115/mo
Foreign fee2.50% currency…
MarketSouth Africa
Discovery Bank Gold Credit Card
Best for: Discovery and Vitality members who will actively earn Vitality Money rewards
Annual feeR125/mo
Foreign fee3% currency co…
MarketSouth Africa
FNB Aspire Credit Card
Best for: Entry-level earners who want eBucks rewards and basic travel cover
Annual feeR65/mo
Foreign fee2.75% currency…
MarketSouth Africa
FNB Premier Credit Card
Best for: Mid-income earners who bank with FNB and want stronger eBucks earning
Annual feeR125/mo
Foreign fee2.75% currency…
MarketSouth Africa
Standard Bank Gold Credit Card
Best for: Low income requirement with UCount rewards and basic travel insurance
Annual feeR64/mo
Foreign fee2.75% internat…
MarketSouth Africa
Absa Gold Credit Card
Best for: Absa Rewards cash back with 57 interest-free days
Annual feeR69/mo
Foreign fee2.50% currency…
MarketSouth Africa
Nedbank Gold Credit Card
Best for: Low-income applicants who want Greenbacks rewards
Annual feeR65/mo
Foreign fee2.75% currency…
MarketSouth Africa
Standard Bank World Citizen Credit Card
Best for: High earners who fly often and will meet the lounge spend threshold
Annual feeR340/mo
Foreign fee2.25% internat…
MarketSouth Africa