American Express Cobalt Card
Best for: Renters and foodies who'll transfer points to travel partners
Annual feeC$12.99/mo
Foreign fee2.5% on foreig…
MarketCanada
Compare Credit Cards in Canada
Annual fees, reward rates, intro APRs, welcome offers and foreign-transaction fees for 24 cards across 8 markets. Choose your country first — cards are only available to residents.
Scotiabank Gold American Express Card
Best for: Diners and grocery shoppers who also spend abroad
Annual feeC$120/yr
Foreign fee0% on foreign…
MarketCanada
TD Aeroplan Visa Infinite Card
Best for: Air Canada flyers who'll redeem Aeroplan and use travel perks
Annual feeC$139/yr
Foreign fee2.5% on foreig…
MarketCanada
BMO CashBack World Elite Mastercard
Best for: Grocery households near the cap who'll use the insurance perks
Annual feeC$139/yr
Foreign fee2.5% on foreig…
MarketCanada
TD Cash Back Visa Infinite Card
Best for: High gas, grocery and bill spenders who'll clear the fee
Annual feeC$139/yr
Foreign fee2.5% on foreig…
MarketCanada
RBC Avion Visa Infinite Card
Best for: Flexible travellers who want any-airline, blackout-free flights
Annual feeC$120/yr
Foreign fee2.5% on foreig…
MarketCanada
Tangerine Money-Back Credit Card
Best for: No-fee cashback users who want to pick their own categories
Annual feeNone
Foreign fee2.5% on foreig…
MarketCanada
CIBC Aventura Visa Infinite Card
Best for: Occasional flyers who want a NEXUS rebate and flexible flights
Annual feeC$139/yr
Foreign fee2.5% on foreig…
MarketCanada
BMO VIPorter Mastercard
Best for: Occasional Porter flyers
Annual feeC$89/yr
Foreign feeSee issuer
MarketCanada
New Details
BMO VIPorter World Elite Mastercard
Best for: Porter Airlines flyers in Eastern Canada
Annual feeC$199/yr
Foreign feeSee issuer
MarketCanada
New Details
Neo Mastercard (formerly Hudson's Bay Mastercard)
Best for: Former Hudson's Bay cardholders
Annual feeNone
Foreign feeSee issuer
MarketCanada
New Details
Neo World Elite Mastercard (Everywhere)
Best for: Simple flat-rate cash back from a fintech card
Annual feeC$149/yr
Foreign feeSee issuer
MarketCanada
New Details
Neo World Elite Mastercard (Shop & Dine)
Best for: Canadians who spend most on restaurants and shopping
Annual feeC$149/yr
Foreign feeSee issuer
MarketCanada
New Details
Neo World Mastercard (Everywhere)
Best for: Simple flat-rate cash back from a fintech card
Annual feeNone
Foreign feeSee issuer
MarketCanada
New Details
Neo World Mastercard (Shop & Dine)
Best for: Canadians who spend most on restaurants and shopping
Annual feeNone
Foreign feeSee issuer
MarketCanada
New Details
Rogers Red World Legend Mastercard
Best for: Rogers/Fido customers who travel abroad
Annual feeC$495/yr
Foreign feeNone
MarketCanada
New Details
Scotia Momentum Visa Infinite + Card
Best for: Families with high grocery and bill spending
Annual feeC$120/yr
Foreign feeSee issuer
MarketCanada
New Details
Scotiabank Passport Visa Infinite + Card
Best for: Canadians who travel abroad frequently
Annual feeC$150/yr
Foreign feeNone
MarketCanada
New Details
Tangerine Rewards World Elite Mastercard
Best for: Tangerine clients who want Scene+ points and a few lounge visits
Annual feeC$120/yr
Foreign feeSee issuer
MarketCanada
New Details
The Platinum Card from American Express (Canada)
Best for: Heavy spenders who will reach $20,000 to keep unlimited lounge access
Annual feeC$799/yr
Foreign feeSee issuer
MarketCanada
New Details
United MileagePlus Neo World Elite Mastercard
Best for: Canadians who fly United or Star Alliance
Annual feeC$89/yr
Foreign fee2.5%
MarketCanada
New Details
Wealthsimple Visa Infinite + Card
Best for: Wealthsimple clients wanting simple 2% cash back
Annual feeC$240/yr
Foreign feeNone
MarketCanada
New Details
Wealthsimple Visa Infinite 1% Card (beta)
Best for: Wealthsimple clients wanting a no-fee card
Annual feeNone
Foreign feeOptional: no-F…
MarketCanada
New Details
WestJet RBC World Elite Mastercard
Best for: WestJet flyers based in Western Canada
Annual feeC$139/yr
Foreign feeSee issuer
MarketCanada
New Details