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๐Ÿ‡ฎ๐Ÿ‡ณ Cash Back Cards in India

Earn money back on spending ยท 10 cards

โ˜… Up to 5% back on Amazon for Prime membersNo Annual Fee

Amazon Pay ICICI Bank Credit Card

ICICI Bank

A lifetime-free card that's close to a default for anyone who shops Amazon: 5% back for Pโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Flat 5% cashback on all online spends

Cashback SBI Card

SBI Card

One of India's cleanest cashback cards: a flat 5% on virtually all online spends with noโ€ฆ

โ‚น999/yr Details
Apply on official site โ†—
โœˆ Lounge Access Availableโ˜… Unlimited 2% cashback on all spends

Axis Bank ACE Credit Card

Axis Bank

ACE is the one to grab if your monthly bills are big, since 5% back on utilities, rechargโ€ฆ

โ‚น499/yr Details
Apply on official site โ†—
โœˆ Lounge Access Availableโ˜… Unlimited 5% cashback on Flipkart and Cleartrip

Flipkart Axis Bank Credit Card

Axis Bank

If your cart is mostly Flipkart and Myntra, this Rs.500 card is hard to beat: 5% back uncโ€ฆ

โ‚น500/yr Details
Apply on official site โ†—
โœˆ Lounge Access Availableโ˜… 5% cashback at 10+ popular online merchants

HDFC Millennia Credit Card

HDFC Bank

A cashback card built for online-first young spenders: 5% back as CashPoints at Amazon, Fโ€ฆ

โ‚น1,000/yr Details
Apply on official site โ†—
โ˜… Up to 1,000 bonus points monthly on spend milestones

American Express Membership Rewards Credit Card

American Express

This Amex is a milestone game, not a flat earner: hit six Rs.1,000+ transactions and Rs.2โ€ฆ

โ‚น1,500/yr Details
Apply on official site โ†—
โ˜… 10X Reward Points on partner online merchants

SBI SimplyCLICK Credit Card

SBI Card

A low-cost online shopping card: 10X reward points at partners like Amazon, BookMyShow anโ€ฆ

โ‚น499/yr Details
Apply on official site โ†—
โ˜… 10 Reward Points per Rs.150 on dining, groceries and movies

SBI SimplySAVE Credit Card

SBI Card

An entry-level everyday card that pays 10 reward points per Rs.150 (about 2.5% value) onโ€ฆ

โ‚น499/yr Details
Apply on official site โ†—
โœˆ Lounge Access Availableโ˜… 2 Reward Points per Rs.100, with dining and movie perks

ICICI Bank Coral Credit Card

ICICI Bank

The Coral is a cheap way to get a foot in the door: a Rs.500 fee, a quarterly lounge visiโ€ฆ

โ‚น500/yr Details
Apply on official site โ†—
โ˜… 2 reward points per Rs.100 with UPI linkageNo Annual Fee

Kotak 811 #DreamDifferent Credit Card

Kotak Mahindra Bank

This is a build-credit card, not a rewards card: lifetime-free, RuPay, and linkable to UPโ€ฆ

No annual fee/yr Details
Apply on official site โ†—

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Line up fees, rewards, intro APR and lounge perks in one table โ€” then apply on the issuer's official site with your eyes open.