All Credit Cards in United States

Chase

If you want transferable points without paying for lounge access you'll never use, the Pr…

Capital One

The premium card to pick if you want lounge access without the Platinum's $695 sting; at…

Chase

This only makes sense if you'll burn through the annual travel credit and use Priority Pa…

Chase

A solid no-fee everyday card, but its real value shows up only when you also hold a Sapph…

American Express

Buy this for the lounge network and credits, not the rewards rate, since outside travel i…

Amazon / Chase

Only worth it if you already pay for Prime, since the 5% at Amazon and Whole Foods is gat…

Chase

Worth it only if you'll remember to activate the 5% rotating categories each quarter; mis…

American Express

Best for people who spend a lot on restaurants and U.S. supermarkets, where the 4x rate i…

American Express

For grocery-heavy households this beats most flat-rate cards, paying 6% at U.S. supermark…

Capital One

Pick this when you want travel rewards but refuse to track categories: flat 2x miles on e…

Citi

Effectively a 2% flat card (1% when you buy, 1% when you pay it off) with no annual fee,…

Discover

The first-year math is the headline: Discover matches all the cash back you earn, so 5% r…

Wells Fargo

If you want one card that pays well on everything with no fee, this is the flat-rate benc…

Chase

If your business spends on travel, shipping, internet/phone, or social and search ads, th…

Chase

Use the Ink Business Unlimited as the flat-rate floor for business spending that doesn't…

Discover

This is the rare secured card that actually pays rewards: 2% at gas and restaurants (on u…

Citi

The set-it-and-forget-it answer to rotating-category cards: it auto-pays 5% on your singl…

Costco / Citi

The standout here is fuel: strong cash back on gas (up to an annual spending cap) makes i…

Citi

Pick the Strata Premier if you want one $95 card that earns 3x on a genuinely wide net (a…

Chase

The Ink Business Cash earns a strong 5% at office-supply stores and on internet/cable/pho…

Capital One

The Savor is the simplest dining-and-fun card: unlimited 3% on dining, entertainment, pop…

Discover

For a first card, the standout is Discover's first-year Cashback Match, which doubles eve…

American Express

A $695-a-year business card (as of 2026) that only makes sense if you'll actually use the…

Capital One

A no-annual-fee card that pays unlimited 3% on dining, entertainment, streaming and groce…