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๐Ÿ‡ง๐Ÿ‡ท No Annual Fee Cards in Brazil

Cards that cost nothing to hold ยท 8 cards

โ˜… Optional Nubank Rewards points that never expireNo Annual Fee

Nubank Mastercard (Roxinho)

Nu Pagamentos (Nubank)

O roxinho is the default free card for app-first Brazilians: no annual fee, instant virtuโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โœˆ Lounge Access Availableโ˜… Up to 1% cashback that can be auto-investedNo Annual Fee

XP Visa Infinite Credit Card

XP Investimentos

The XP card is a rare combo: Visa Infinite travel benefits and unlimited worldwide loungeโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Cashback via Inter Loop and Inter ShopNo Annual Fee

Inter Mastercard Credit Card

Banco Inter

Inter's card makes sense if you're already in the Banco Inter super-app, since it's freeโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Sempre Presente points on all purchasesNo Annual Fee

Itau Click Visa Platinum

Itau Unibanco

Click is a practical free everyday card for Itau customers who shop online: no annual feeโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Cashback into your PicPay balanceNo Annual Fee

PicPay Card Mastercard

PicPay

PicPay's card suits people already living in the PicPay wallet: no annual fee, cashback dโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… No annual fee with full digital controlNo Annual Fee

Bradesco Neo Visa

Banco Bradesco

Neo is a no-frills free starter from a major bank, aimed at younger, app-first users whoโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Cashback on your card bill with no annual feeNo Annual Fee

Santander SX Mastercard

Santander Brasil

SX is built for young Brazilians and first-timers: no annual fee, cashback credited straiโ€ฆ

No annual fee/yr Details
Apply on official site โ†—
โ˜… Livelo points and Ourocard benefits on spendsNo Annual Fee

Banco do Brasil Ourocard Elo

Banco do Brasil

Ourocard Elo is the practical everyday card for Banco do Brasil account holders, with manโ€ฆ

No annual fee/yr Details
Apply on official site โ†—

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Stop guessing. Put the cards side by side.

Line up fees, rewards, intro APR and lounge perks in one table โ€” then apply on the issuer's official site with your eyes open.