๐ฎ๐ณ Rewards Cards in India
Flexible points programs ยท 18 cards
HDFC Infinia Credit Card (Metal Edition)
HDFC Bank
HDFC's invite-only metal flagship for serious spenders: roughly 3.3% base value that canโฆ
HDFC Diners Club Black Metal Credit Card
HDFC Bank
A premium metal card on the Diners Club network with the same roughly 3.3% base and up-toโฆ
Amazon Pay ICICI Bank Credit Card
ICICI Bank
A lifetime-free card that's close to a default for anyone who shops Amazon: 5% back for Pโฆ
Cashback SBI Card
SBI Card
One of India's cleanest cashback cards: a flat 5% on virtually all online spends with noโฆ
Axis Bank Magnus Credit Card
Axis Bank
Magnus earns its reputation among points hackers because EDGE Points transfer to 20+ airlโฆ
Axis Bank ACE Credit Card
Axis Bank
ACE is the one to grab if your monthly bills are big, since 5% back on utilities, rechargโฆ
HDFC Regalia Gold Credit Card
HDFC Bank
The sensible step-down from HDFC's metal cards: around 1.3% base value with 5X on partnerโฆ
Axis Bank Atlas Credit Card
Axis Bank
Atlas is the lighter-fee sibling to Magnus for travelers who want transferable EDGE Milesโฆ
Flipkart Axis Bank Credit Card
Axis Bank
If your cart is mostly Flipkart and Myntra, this Rs.500 card is hard to beat: 5% back uncโฆ
HDFC Millennia Credit Card
HDFC Bank
A cashback card built for online-first young spenders: 5% back as CashPoints at Amazon, Fโฆ
SBI Card ELITE
SBI Card
SBI's lifestyle card leads with a free movie-ticket benefit and a Rs.5,000 welcome voucheโฆ
Standard Chartered Ultimate Credit Card
Standard Chartered Bank
The Ultimate's appeal is its simplicity: a flat ~3.3% reward value (5 points per Rs.150,โฆ
ICICI Bank Sapphiro Credit Card
ICICI Bank
Pick the Sapphiro if you want dining, movie, and travel perks bundled under one Rs.3,500โฆ
American Express Membership Rewards Credit Card
American Express
This Amex is a milestone game, not a flat earner: hit six Rs.1,000+ transactions and Rs.2โฆ
SBI SimplyCLICK Credit Card
SBI Card
A low-cost online shopping card: 10X reward points at partners like Amazon, BookMyShow anโฆ
SBI SimplySAVE Credit Card
SBI Card
An entry-level everyday card that pays 10 reward points per Rs.150 (about 2.5% value) onโฆ
ICICI Bank Coral Credit Card
ICICI Bank
The Coral is a cheap way to get a foot in the door: a Rs.500 fee, a quarterly lounge visiโฆ
Kotak 811 #DreamDifferent Credit Card
Kotak Mahindra Bank
This is a build-credit card, not a rewards card: lifetime-free, RuPay, and linkable to UPโฆ
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