American Express Cobalt Card
Best for: Renters and foodies who'll transfer points to travel partners
Annual fees, reward rates, intro APRs, welcome offers and foreign-transaction fees for 180 cards across 8 markets. Choose your country first — cards are only available to residents.
Best for: Renters and foodies who'll transfer points to travel partners
Best for: Diners and grocery shoppers who also spend abroad
Best for: Travellers who want transferable points and lounge passes
Best for: Simple 1% rewards with travel insurance and no offshore margin
Best for: Fee-free 3x across many everyday categories
Best for: Discovery and Vitality members who will actively earn Vitality Money rewards
Best for: Entry-level earners who want eBucks rewards and basic travel cover
Best for: Mid-income earners who bank with FNB and want stronger eBucks earning
Best for: Low income requirement with UCount rewards and basic travel insurance
Best for: Low-income applicants who want Greenbacks rewards
Best for: BNZ customers who want points and international travel insurance
Best for: Renters who spend heavily on dining and groceries
Best for: Disney streaming subscribers and park/cruise regulars
Best for: Sports fans who shop Fanatics
Best for: NFL fans buying team merchandise and tickets
Best for: Watching for a launch, not applying yet
Best for: Tangerine clients who want Scene+ points and a few lounge visits