Chase Freedom Unlimited
Best for: Chase cardholders who pool points across the ecosystem
Annual feeNone
Foreign fee3%
MarketUSA
Best Cash Back Cards
Annual fees, reward rates, intro APRs, welcome offers and foreign-transaction fees for 180 cards across 8 markets. Choose your country first — cards are only available to residents.
Blue Cash Preferred Card from American Express
Best for: Families with heavy supermarket and streaming spend
Annual fee$95/yr
Foreign fee2.7%
MarketUSA
Chase Freedom Flex
Best for: Organized optimizers who'll track quarterly bonus categories
Annual feeNone
Foreign fee3%
MarketUSA
Citi Double Cash Card
Best for: Disciplined payers and people consolidating balance-transfer debt
Annual feeNone
Foreign fee3%
MarketUSA
Discover it Cash Back
Best for: First-year value seekers and quarterly category optimizers
Annual feeNone
Foreign feeNone
MarketUSA
Wells Fargo Active Cash Card
Best for: Anyone wanting simple 2% on everything plus phone protection
Annual feeNone
Foreign fee3%
MarketUSA
Capitec Credit Card
Best for: Low-cost everyday card with flat 1% cash back
Annual feeR50/mo
Foreign feeSee issuer
MarketSouth Africa
Costco Anywhere Visa Card by Citi
Best for: Costco members with high gas spending
Annual feeNone
Foreign feeNone
MarketUSA
AIB Platinum Visa Card
Best for: Higher earners who want cash back and a low intro rate with no annual bank fee
Annual feeNone
Foreign fee1.75% on non-e…
MarketIreland
American Express Platinum Cashback Everyday Card
Best for: Cashback on everyday spending with no annual fee
Annual feeNone
Foreign fee2.99%
MarketUK
Apple Card
Best for: iPhone users who pay with Apple Pay and want fee-free cash back
Annual feeNone
Foreign feeNone
MarketUSA
Avant Money Everyday+ Credit Card
Best for: Households with a big weekly shop who clear the balance every month
Annual feeNone
Foreign fee2.65% on non-e…
MarketIreland
BMO CashBack World Elite Mastercard
Best for: Grocery households near the cap who'll use the insurance perks
Annual feeC$139/yr
Foreign fee2.5% on foreig…
MarketCanada
Bank of America Customized Cash Rewards
Best for: Bank of America customers who'll hit Preferred Rewards tiers
Annual feeNone
Foreign fee3%
MarketUSA
Blue Cash Everyday Card from American Express
Best for: Families with moderate grocery and online spend, no fee
Annual feeNone
Foreign fee2.7%
MarketUSA
Capital One Quicksilver Cash Rewards
Best for: People who want dead-simple flat cash back with no fee
Annual feeNone
Foreign feeNone
MarketUSA
Citi Cash Back+ Card
Best for: Anyone who wants a high flat cash back rate without tracking categories
Annual feeS$196.20/yr
Foreign feeUp to 3.25%
MarketSingapore
TD Cash Back Visa Infinite Card
Best for: High gas, grocery and bill spenders who'll clear the fee
Annual feeC$139/yr
Foreign fee2.5% on foreig…
MarketCanada
U.S. Bank Cash+ Visa Signature Card
Best for: People willing to manage quarterly 5% category picks
Annual feeNone
Foreign fee3%
MarketUSA
UOB One Card
Best for: Steady spenders who hit S$600 to S$2,000 a month with 10+ purchases
Annual feeS$196.20/yr
Foreign fee3.25%
MarketSingapore
Maybank Family & Friends Card
Best for: Households that want to pick their own 8% cash back categories
Annual feeS$196.20/yr
Foreign fee2.25% Maybank…
MarketSingapore
OCBC 365 Credit Card
Best for: Households spending S$800+ a month on petrol, dining and groceries
Annual feeS$196.20/yr
Foreign fee3.25% (1% card…
MarketSingapore
Tangerine Money-Back Credit Card
Best for: No-fee cashback users who want to pick their own categories
Annual feeNone
Foreign fee2.5% on foreig…
MarketCanada
U.S. Bank Smartly Visa Signature Card
Best for: U.S. Bank depositors with large balances chasing a high flat rate
Annual feeNone
Foreign feeNone
MarketUSA
Santander All in One Credit Card
Best for: Cashback, a 0% offer and no foreign fees on one card
Annual fee£36/yr
Foreign feeNone
MarketUK
ING Orange One Rewards Platinum
Best for: ING customers who want cashback, a low rate and no international fees
Annual feeA$149/yr
Foreign feeNone when mont…
MarketAustralia
PayPal Cashback Mastercard
Best for: Shoppers who default to PayPal at online checkout
Annual feeNone
Foreign feeNone
MarketUSA
Standard Chartered Simply Cash Credit Card
Best for: People who want simple unlimited cash back and a fast online application
Annual feeS$196.20/yr
Foreign fee3.5% (2.5% Sta…
MarketSingapore
ANZ CashBack Visa
Best for: Simple cash back with a low fee and no currency conversion charge
Annual feeNZ$40/yr
Foreign fee0%
MarketNew Zealand
Absa Gold Credit Card
Best for: Absa Rewards cash back with 57 interest-free days
Annual feeR69/mo
Foreign fee2.50% currency…
MarketSouth Africa
American Express True Cashback Card
Best for: Amex users who want uncapped flat cash back credited on the same statement
Annual feeS$174.40/yr
Foreign fee3.25%
MarketSingapore
Lloyds Bank Cashback Credit Card
Best for: A no-fee Mastercard cashback card for Lloyds customers
Annual feeNone
Foreign fee2.95%
MarketUK
Aven Bitcoin Backed Card
Best for: Bitcoin holders who want liquidity without selling
Annual feeNone
Foreign feeSee issuer
MarketUSA
New Details
Coinbase One Card
Best for: Active Coinbase users who want bitcoin rewards
Annual feeNone
Foreign feeNone
MarketUSA
New Details
Neo Mastercard (formerly Hudson's Bay Mastercard)
Best for: Former Hudson's Bay cardholders
Annual feeNone
Foreign feeSee issuer
MarketCanada
New Details
Neo World Elite Mastercard (Everywhere)
Best for: Simple flat-rate cash back from a fintech card
Annual feeC$149/yr
Foreign feeSee issuer
MarketCanada
New Details
Neo World Elite Mastercard (Shop & Dine)
Best for: Canadians who spend most on restaurants and shopping
Annual feeC$149/yr
Foreign feeSee issuer
MarketCanada
New Details
Neo World Mastercard (Everywhere)
Best for: Simple flat-rate cash back from a fintech card
Annual feeNone
Foreign feeSee issuer
MarketCanada
New Details
Neo World Mastercard (Shop & Dine)
Best for: Canadians who spend most on restaurants and shopping
Annual feeNone
Foreign feeSee issuer
MarketCanada
New Details
Samsung Galaxy Card
Best for: Samsung Galaxy owners who pay with Samsung Wallet
Annual feeNone
Foreign feeSee issuer
MarketUSA
New Details
Scotia Momentum Visa Infinite + Card
Best for: Families with high grocery and bill spending
Annual feeC$120/yr
Foreign feeSee issuer
MarketCanada
New Details
U.S. Bank Cash+ (2026 Category Refresh)
Best for: Cash+ fans awaiting the confirmed category refresh
Annual feeNone
Foreign fee3%
MarketUSA
New Details
Wealthsimple Visa Infinite + Card
Best for: Wealthsimple clients wanting simple 2% cash back
Annual feeC$240/yr
Foreign feeNone
MarketCanada
New Details