🇺🇸 Rewards Cards in United States

Chase

If you want transferable points without paying for lounge access you'll never use, the Pr…

Capital One

The premium card to pick if you want lounge access without the Platinum's $695 sting; at…

Chase

This only makes sense if you'll burn through the annual travel credit and use Priority Pa…

American Express

Buy this for the lounge network and credits, not the rewards rate, since outside travel i…

American Express

Best for people who spend a lot on restaurants and U.S. supermarkets, where the 4x rate i…

Capital One

Pick this when you want travel rewards but refuse to track categories: flat 2x miles on e…

Chase

If your business spends on travel, shipping, internet/phone, or social and search ads, th…

Citi

Pick the Strata Premier if you want one $95 card that earns 3x on a genuinely wide net (a…

American Express

A $695-a-year business card (as of 2026) that only makes sense if you'll actually use the…

U.S. Bank

A niche premium pick that rewards mobile-wallet spending at an elevated rate, so it shine…

American Express

The Business Gold's hook is that the 4x Membership Rewards lands automatically on your to…

Bank of America

The Premium Rewards card earns its $95 fee back fast through up to $200 in annual credits…

Wells Fargo

For a no-fee card, the Autograph's 3x net is unusually wide: restaurants, travel, gas, tr…

U.S. Bank

Foodies get the most here: 4x on dining including takeout and delivery with no annual fee…

Wells Fargo

Wells Fargo's $95 travel card leads with 5x on hotels and 4x on airlines, plus transferab…

Citi

This is the checked-bag-fee killer for American Airlines flyers: the free first checked b…

Bank of America

This is the set-it-and-forget-it travel card for Bank of America customers: a flat 1.5 po…

U.S. Bank

On paper a flat 2% on everything, climbing to 4% if you park enough in U.S. Bank Smartly…

Citi

The reason to grab Rewards+ isn't the rate, it's the round-up: every purchase rounds up t…

Barclays US

JetBlue regulars who check bags should look here first: the free first checked bag for yo…

Barclays US

The Aviator Red's draw is one of the easiest welcome bonuses around: you earn it after a…

Synchrony

The pitch is 3% back any time you check out with PayPal and 1.5% on everything else, no a…

REI Co-op

Built for people who buy gear: 5% back on REI purchases on top of the annual co-op member…

Best Buy

If you buy electronics at Best Buy regularly, this Citi-issued Visa earns up to 5% back t…

Verizon

The hook is up to 4% back on grocery and gas plus 3% on dining, but every cent comes back…

Macy's

This Citi-issued Macy's Amex makes sense mainly for Macy's loyalists: it earns up to 5% b…

Synchrony

Pick this Synchrony Visa only if a real chunk of your spending lands at Gap, Old Navy, Ba…

Nordstrom

This is a Nordy Club play first and a card second: 3 points per $1 at Nordstrom and Nords…

Synchrony

A Synchrony store card for the Gap Inc. family, 5 points per $1 across Old Navy, Gap, Ban…

Reported in the news

Skip the compare button on this one for now: it's a reported, not-yet-launched fintech re…

American Express

Don't apply for this yet, it's a reported refresh of the Amex Business Gold and the fee,…