🇺🇸 All Credit Cards in United States

Chase

If you want transferable points without paying for lounge access you'll never use, the Pr…

Capital One

The premium card to pick if you want lounge access without the Platinum's $695 sting; at…

Chase

This only makes sense if you'll burn through the annual travel credit and use Priority Pa…

Chase

A solid no-fee everyday card, but its real value shows up only when you also hold a Sapph…

American Express

Buy this for the lounge network and credits, not the rewards rate, since outside travel i…

Amazon / Chase

Only worth it if you already pay for Prime, since the 5% at Amazon and Whole Foods is gat…

Chase

Worth it only if you'll remember to activate the 5% rotating categories each quarter; mis…

American Express

Best for people who spend a lot on restaurants and U.S. supermarkets, where the 4x rate i…

American Express

For grocery-heavy households this beats most flat-rate cards, paying 6% at U.S. supermark…

Capital One

Pick this when you want travel rewards but refuse to track categories: flat 2x miles on e…

Citi

Effectively a 2% flat card (1% when you buy, 1% when you pay it off) with no annual fee,…

Discover

The first-year math is the headline: Discover matches all the cash back you earn, so 5% r…

Wells Fargo

If you want one card that pays well on everything with no fee, this is the flat-rate benc…

Chase

If your business spends on travel, shipping, internet/phone, or social and search ads, th…

Chase

Use the Ink Business Unlimited as the flat-rate floor for business spending that doesn't…

Discover

This is the rare secured card that actually pays rewards: 2% at gas and restaurants (on u…

Citi

The set-it-and-forget-it answer to rotating-category cards: it auto-pays 5% on your singl…

Costco / Citi

The standout here is fuel: strong cash back on gas (up to an annual spending cap) makes i…

Citi

Pick the Strata Premier if you want one $95 card that earns 3x on a genuinely wide net (a…

Chase

The Ink Business Cash earns a strong 5% at office-supply stores and on internet/cable/pho…

Capital One

The Savor is the simplest dining-and-fun card: unlimited 3% on dining, entertainment, pop…

Discover

For a first card, the standout is Discover's first-year Cashback Match, which doubles eve…

American Express

A $695-a-year business card (as of 2026) that only makes sense if you'll actually use the…

Capital One

A no-annual-fee card that pays unlimited 3% on dining, entertainment, streaming and groce…

Capital One

A no-fuss flat 1.5% cash-back card with no annual fee, but here's the honest comparison:…

Bank of America

The real reason to hold this is the Preferred Rewards boost: with enough deposits or inve…

Apple / Goldman Sachs

Best suited to iPhone users who live in Apple Pay, where it earns 2% Daily Cash, versus a…

U.S. Bank

A niche premium pick that rewards mobile-wallet spending at an elevated rate, so it shine…

American Express

Pick the Blue Cash Everyday for no-fee grocery and online-shopping cash back: 3% at U.S.…

American Express

The Business Gold's hook is that the 4x Membership Rewards lands automatically on your to…

Bank of America

The Premium Rewards card earns its $95 fee back fast through up to $200 in annual credits…

Wells Fargo

For a no-fee card, the Autograph's 3x net is unusually wide: restaurants, travel, gas, tr…

U.S. Bank

The Cash+ is the card to pick if you want to aim your own 5%: you choose two 5% categorie…

U.S. Bank

Foodies get the most here: 4x on dining including takeout and delivery with no annual fee…

Wells Fargo

Wells Fargo's $95 travel card leads with 5x on hotels and 4x on airlines, plus transferab…

Capital One

A credit-building card whose draw is the possibly-reduced deposit, sometimes you're appro…

Target

Straightforward value if you shop Target regularly: 5% off almost everything at Target an…

Citi

This is the checked-bag-fee killer for American Airlines flyers: the free first checked b…

Bank of America

This is the set-it-and-forget-it travel card for Bank of America customers: a flat 1.5 po…

U.S. Bank

On paper a flat 2% on everything, climbing to 4% if you park enough in U.S. Bank Smartly…

Citi

The reason to grab Rewards+ isn't the rate, it's the round-up: every purchase rounds up t…

Wells Fargo

The Reflect is a payoff tool, not a rewards card: it offers up to 21 months at 0% on purc…

Barclays US

JetBlue regulars who check bags should look here first: the free first checked bag for yo…

Synchrony

This one earns its keep on gas: 5% back on the first $6,000 of fuel a year (then 1%), plu…

Walmart / OnePay

Built for regular Walmart shoppers through the OnePay app, with elevated cash back on Wal…

Barclays US

The Aviator Red's draw is one of the easiest welcome bonuses around: you earn it after a…

Synchrony

The pitch is 3% back any time you check out with PayPal and 1.5% on everything else, no a…

REI Co-op

Built for people who buy gear: 5% back on REI purchases on top of the annual co-op member…

Lowe's / Synchrony

A store-only card that earns nothing as a rewards card; its job is the 5% discount on eli…

Best Buy

If you buy electronics at Best Buy regularly, this Citi-issued Visa earns up to 5% back t…

Verizon

The hook is up to 4% back on grocery and gas plus 3% on dining, but every cent comes back…

Macy's

This Citi-issued Macy's Amex makes sense mainly for Macy's loyalists: it earns up to 5% b…

Synchrony

Pick this Synchrony Visa only if a real chunk of your spending lands at Gap, Old Navy, Ba…

Nordstrom

This is a Nordy Club play first and a card second: 3 points per $1 at Nordstrom and Nords…

Synchrony

This is really two cards in one: 2% back on eligible purchases under $299 at participatin…

Kohl's

The Kohl's Card is a coupon-stacking tool, not a rewards card: this Capital One-issued st…

Synchrony

A Synchrony store card for the Gap Inc. family, 5 points per $1 across Old Navy, Gap, Ban…

Reported in the news

Skip the compare button on this one for now: it's a reported, not-yet-launched fintech re…

American Express

Don't apply for this yet, it's a reported refresh of the Amex Business Gold and the fee,…

U.S. Bank

This is a refresh-in-progress of the U.S. Bank Cash+ choose-your-5%-category card, and th…